Audit your home for energy savings
There are simple things that every homeowner can do to improve energy efficiency and save on utility bills. Switching from conventional light bulbs to com0pact florescent bulbs (CFL) saves money and makes things easier for you too. Because CFL's last 3-4 times longer than conventional bulbs you will need to replace bulbs in awkward places less often.
Make sure windows and doors are caulked and in good repair. This will save you money both in summer and winter.
If you are planning to replace any appliances this year, shop for energy-saving models.