One question that seems to be commonly asked among those who are interested in buying a home in Westchester is Whether or not a full home inspection is really necessary? Some banks do not require a home inspection just a water test and termite inspection. The long and short answer to that question is absolutely and I will do my best to explain exactly why this is so.
New York home inspectors must be licensed to perform a home inspection in Westchester New York. A licensed pest control technician must perform the termite inspection In New York. FHA loans require a NMPA-33 form and must be issued by the inspector after the termite inspection. Home Inspectors take a look around the property you are considering and informing you of obvious and potential damage or problems with the home.
Inspections are great before placing the bid on a house because they actually give buyers a bargaining chip. In fact that simply cannot be ignored as it directly affects the bottom line price. If the roof needs to be replace you are justified in offering a lower amount. If the electrical system needs to be updated, this is something that should be adjusted or negotiated into the final offer. These are also things that are easily identified by a Licensed New York home inspector. Anything that can save time and money is great when buying a home and an inspection can do both.
A proper home inspection can inform you of potentially hazardous conditions within the home that the untrained eyes may not take notice of. Some of these things include toxic mold, which can be financially disastrous as well as hazardous to your health; foundation issues, and structural damage that is threatening the integrity of the property. It is often the simple things that lead to the greatest disasters or buying that money pit. Whether or not you realize it, a good home inspector is one of the best tools you can have in your arsenal when buying a home.