Baltimore Neighborhood Housing Services (NHS) offers up to $15,000 Down Payment Assistance
Neighborhood Housing Services of Baltimore is a part of the CityLIFT program in partnership with Wells Fargo Bank and NeighborWorks® America.
The CItyLIFT Program provides eligible homebuyers with up to $15,000 of down payment assitance on qualified properties. The program also provide homebuyer education to prepare the homebuyer for finding and financing a home and managing all of the financial responsiblities that come along with owning a home.
This program is not limited to first time buyers
There are household income limitations. The home must be located within the City of Baltimore and be your primary home. You must live in the home. The home can be detached, townhouse, condo, 1-4 unit property or a Planned Unit Development
NHS of Baltimore is currently making $1,000,000 in down payment assistance available.
Potential home buyers ready with the necessary qualifications and documents will be able to register on line for first-come, first-served appointments.
"CityLIFT down payment assistance funds may be used for any eligible purpose including closing costs assistance, down payment assistance, or borrower minimum out-of-pocket investment if allowed by the first mortgage loan program. CityLIFT funds may not necessarily cover the closing costs or out-of-pocket requirements of an FHA first mortgage or other type of first mortgage loan. You should consult directly with your first mortgage lender and the NHS of Baltimore to determine how CityLIFT program funds may be used in connection with your home purchase."
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