Unfortunately, many over spent for Christmas and it's easy to get caught up in the buying frenzy that goes on. Are you familiar with the saying " a penny saved is a penny earned"? Well, for those of us currently trying to pinch pennies, let me share a couple tips that might help!
Gym memberships. I waited to join one of the local gyms here until a special offer was made which to me, was fantastic (as long as you use it). For only $10 a month, lifetime membership with NO raising of price if you joined "that" day, which I did. I don't want to discourage anyone from going to a gym or joining, but if you are pinching pennies - consider purchasing a workout dvd and make some dietary changes. Plus you save gas by not driving to the gym.
Cable, Phone, Internet. Do you really need all those channels? Basic cable service in Grafton bundled with their internet service is only $56 a month for me. Lots of channels and if I want to watch a movie, I run down to Walmart and rent a dvd from RedBox. Don't take for granted that your providers are giving you the best deal. Check out other plans and offers.
Movies. Most enjoy an evening out to the movies. In fact, there are SO many good movies out right now there are several I would love to see. By becoming a member of a cinema, example: Regal Cinema, they offer special incentives for those that use their services. I've received free popcorn vouchers, free movie tickets, discounts on concession stand items. Plus if you go on a Tuesday Night - the overall costs are much cheaper. Again, pinching pennies.
Insurance Premiums. When was the last time you shopped for home and auto insurance? I've heard of many that have changed providers have saved up to $400 by switching. Haven't you been watching the GEICO or Progressive Commercials - they offer free quotes and compare various companies for you.
These tips are not going to make anyone rich overnight, but if you are looking for ways to save money and pinch those pennies, I hope this helps.
Share any other thoughts you may have. Post or comment below.