At First Colorado Lending our only job is finding you the best loan program available. We are independent and do not work for one particular lending institution nor are we tied to just one product line. Since we are unbiased we can search all our lending sources and find the best possible loan program and rate currently available.
We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the national banking industry. We use "common sense" and will help you obtain the best loan possible.
First Colorado Lending a premier mortgage provider in Colorado has formally launched its new website, http://www.firstcoloradolending.com . The design is extremely functional with our "best in class" secure 1003 application service which handles all of your online needs, with security, to user-friendliness, The new site provides a streamlined experience for users, mirroring the type of service a person expects when working on his or her loan for a purchase or a refinance. Our referral loan tracking allows our professional partners, Real Estate Agents, CPA’s and attorneys the ability to know what status the loans are.
If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can. At First Colorado Lending, we are dedicated to finding the loan that fits your individual needs.
If you are considering refinancing a mortgage, there are several considerations to keep in mind. If not properly constructed with the best mortgage program, and just as importantly, done for the right reasons, refinancing mortgages can work against you. If rates have dropped since you last financed your home, you may want to consider refinancing your home to realize monthly savings in your mortgage payment, and perhaps consumer debt. It is important that you consult with a professional at First Colorado Lending prior to committing to refinancing your property.
“We present clear, professional quote and loan proposals that are easy to understand and meet the specific requirement of every client” stated Michael S. Richardson “it is a sophisticated, yet easy-to-understand, loan proposal that meets all regulatory guidelines and allows our clients to confidently make the best borrowing decision.”
So, the next time you need a mortgage, consider using a First Colorado Lending expert to help you to find the ideal mortgage. Using us for your next loan means that you will have flexibility, convenience and competitive rates when making your loan decision. Our skills go beyond shopping for the best available financing; we use our expertise to present your loan application in the best possible light in order to obtain optimal financing for a “Clear to Close”
Our mission is to set a high standard in the mortgage industry. We are based in Golden, Colorado and committed to quality customer service - putting the people we serve in all Colorado cities first. We have an unwavering commitment to open, honest and timely communication.
Our top notch team, lead by the Richardson family has more than 25 years experience in originating residential real estate mortgage loans and operating companies in Colorado since 1980. The standards have been set by Michael S. Richardson a mortgage advisor, nationally recognized in the areas of loan originations, valuation services, due diligence, compliance, risk, quality control, and mortgage fraud solutions. Richardson is also author of An American Epidemic: Mortgage Fraud—A Serious Business, Founder of preventmortgagefraud.com, and author and presenter of numerous other courses dedicated to provide best-in-class service solutions.
With over 30 years of accomplishments and testimonials about the Richardson owned and operated businesses, First Colorado Lending , provides personal attention, a variety of available loan programs and very useful web based tools at the borrowers disposal, including the ability to apply for a loan, or check the status of an existing loan right there on the site.
First Colorado Lending, a NexWest Inc. Company
Toll Free- 800-451-1950
NMLS # 1023030 - Licensing: Colorado: Regulated by the Department of Real Estate