Cape Coral * Fort Myers * Florida * Pre- Foreclosure *Short Sale Information

By
Real Estate Agent with Keller Williams Realty of Fort Myers & The Islands Broker BK3099912

 

 

 Joe Kendall Realtor with Sandals Realty writes, I get lots of phone calls from people thinking about doing a short sale and asking questions? Like, What is a short sale? Will the bank really work with me?  Well without getting to in depth I just want to briefly go over what is in a bank package of requirements. I can not speak for every bank and they all are a little bit different , but I would like to give you the most common documents that are request from the home owner by the banks.

Hardship letter,  Explanation of the owner hardship requesting for assistance, Supporting Documentation, any letter, or form to support a hardship Financial Statement, Form is sent to you from the bank to be signed and dated. Federal Income tax returns, Copy of the last two years with W-2"s Bank Statements Your last three months bank statements, Paycheck stubs,  copy of your last three  Disability* Unemployment * Retirement copy of any benefits applied for or receiving, Junior leinholders, Release and or balance of any liens on property, Listings agreement , copy of signed listing agreement, Purchase Contract Copy of Accepted Offer, Net Sheet ,detailed Hud 1 statement of all lined expenses to closing, Marketing efforts, The bank needs copy's of the marketing done by the listing agent. Current Market Report  complete value comparison done on the the home as it related to the current local market.

 This is the basic information the bank will request from you and your Realtor before they will give any reply on any purchase contract. I have several other forms, local real estate information documentation I use to help my clients as a Seller or a Buyer in getting the banks and mortgage companies to accept my deals.

 I want to say that banks are accepting offers, every deal is different, just like everybody situation is different. But it is sure worth the time to explore your options, instead of just letting your home go under foreclosure and loosing it to the bank and having foreclosure on your credit Report.

 Call or mail me today, Lets talk, If a I can not help you?  I will tell you. You will always get straight talk from me!   

  Email Joek4realestate@aol.com  or Visit my web site www.joesellscapecoral.com    

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 Listing and Selling Southwest Florida Homes, Condos Waterfront & Luxury Homes!

 

 

Joe Kendall BROKER "Broker Joe"

Keller Williams Realty Fort Myers & The Islands,

16 years of experience to offer You!

Fort Myers / Fort Myers Beach / Cape Coral / Bonita Springs / Naples/ Sanibel Island 

Search all the homes for sale located in Southwest Florida here

Phone 239-560-0726

Email BrokerJoe@Me.com  

 

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Location:
Florida Lee County Cape Coral
Tags:
mortgage
bank
short sale
cape coral
fort myers
lee county
hardship
foreclosure
short sale package

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