Special Event Insurance for Weddings

Services for Real Estate Pros Insurance NPN # 13379201

Springtime is also wedding time, many brides and grooms will tie the knot this spring

 If you are not sure whether you need special event insurance for your wedding day? Use this handy check list to find out.

*        Is your wedding or reception outside? When having an outdoor ceremony or reception, you have a high risk of event cancellation due to inclement weather.

           Special event insurance can help reimburse you for out-of-pocket costs when you can't hold your event as planned.

*        Could a vendor cancel? When getting married, the bride and groom may be the most important people attending but they are not the only important people who should be in attendance. From caterers to florists, photographers to videographers, musicians to bartenders there are a number of different vendors who are an important part of the puzzle that creates the sum total of your wedding day. Should any of these venders not follow through after you’ve paid a deposit to secure their services, special event insurance can protect you from that financial losses.

*        Can the banquet hall close down? You expect the businesses involved in your wedding day to remain operational from the date that you give them a deposit to the actual date of your nuptials. But whether you like it or not, a vendor could go bankrupt and close down before your wedding day. If one does, it will result in a lost deposit and event cancellation that special event insurance can protect you against.

*        Could you be held liable? If you are hosting an event such as a wedding, you may be held responsible for accidents, injuries, and property damage experienced by your guests or vendors.

Special event insurance can help protect you from liabilities that involve property damage and bodily injury.

To find out more about how special event insurance can help protect you on your big day and to discover just how affordable this coverage can be, give us a call today!


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Comments (16)

Barbara-Jo Roberts Berberi, MA, PSA, TRC - Greater Clearwater Florida Residential Real Estate Professional
Charles Rutenberg Realty - Clearwater, FL
Palm Harbor, Dunedin, Clearwater, Safety Harbor

wow, there is indeed insurance for each and every need. How about for airline tickets since I am flying to Berlin in May.

Feb 02, 2013 11:34 PM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Frank, I never knew such a thing existed.  I will be suggesting it to couples, especially those that are having outdoor weddings.

Feb 03, 2013 06:34 AM
Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

I have seen this insurance before, it is a must to have for these kinds of situations.

Great post, thank you for sharing it with all of us.

Feb 03, 2013 07:02 AM
Michelle Gibson
Hansen Real Estate Group Inc. - Wellington, FL

Frank - I had no clue for the longest time that this type of insurance was available.

Feb 03, 2013 08:51 AM
Frank Laisch
Orlando, FL
"The Insurance Guy"

Barbara-Jo, George , Joe, and Michelle, Thanks for the comments. Wedding these day can be quite costly and some do opt for insurance. It is not that expensive. a good option,especially if you are planning an outdoor wedding....

Feb 03, 2013 07:51 PM
Dorie Dillard Austin TX
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
NW Austin ~ Canyon Creek and Spicewood/Balcones

Good morning Frank,

They do have insurance for everything..certainly a great idea with those events you described!!

Feb 03, 2013 08:53 PM
Frank Laisch
Orlando, FL
"The Insurance Guy"

Thanks Dorie for stopping by, It is a good option. I have heard some horror stories...

Feb 04, 2013 12:21 AM
David Cole
David Cole CPA - Orlando, FL
David Cole CPA

Frank, Good post. we get event insurance when we do the West Orange film expo, the coverage is worth it

Feb 04, 2013 07:44 AM
C. Lloyd McKenzie
Living Albuquerque - Albuquerque, NM
Living Albuquerque

Good Evening Frank,

Excellent Post.  It is always a good idea to have a contingency plan...this insurance is definitely quite useful in defraying cost

Feb 04, 2013 11:50 AM
Frank Laisch
Orlando, FL
"The Insurance Guy"
Thank you David & C.Lloyd for stopping by & commenting
Feb 04, 2013 08:29 PM
Al Raymondi
Ocean View Realty Group in Ormond By The Sea Florida - Ormond Beach, FL
Ormond By The Sea Florida - Home and Condo Sales

I had no idea there was special event insurance Frank, thanks for the info.

Feb 04, 2013 09:18 PM
Erna Neal
The Viking Team, Realty - Winter Park, FL
A Knowledgable Central Florida Realtor

Frank, I never heard of this before. I wish I had gotten coverage for my wedding this past October, I had a Cruise wedding and the plans were derailed because of Hurricane Sandy.

Feb 05, 2013 11:13 AM
Toni Weidman
Sailwinds Realty - Trinity, FL
20+ Years Selling Homes in New Port Richey, FL

This is such a great idea, Frank. Everyone should have it.

Feb 10, 2013 12:29 AM
Silvia Dukes PA, Broker Associate, CRS, CIPS, SRES
Tropic Shores Realty - Ich spreche Deutsch! - Spring Hill, FL
Florida Waterfront and Country Club Living
Frank, I have never thought about wedding insurance in particular but thinking about it, many organizers of major events will get insurance so this is really not that different.
Feb 10, 2013 08:08 AM
Frank Laisch
Orlando, FL
"The Insurance Guy"

Toni, Thanks for stopping by and for the great comments

Silvia, yes, as expensive as weddings are. It is an important to make sure it goes off without any glitches.

Feb 10, 2013 07:17 PM
Amy Stockman
Lakeridge Land Suveying & Mapping, LLC - Winter Garden, FL
Lakeridge Surveying

I have heard of this before, when I got married the wedding planner had offered this to us. I really didn't think about it much then

Feb 16, 2013 10:28 PM

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