Today I Was Told by BOA My Home is Going into Foreclosure THERE IS HELP AND HERE IT IS!

Reblogger Florida Tolbert Team Keller Williams Advantage
Real Estate Agent with Keller Williams Advantage III Realty in Lake Nona BK3059813

I think the time has come to share a PHONE NUMBER that whole world needs to call all at once.

This is a direct number to the CHAIRMAN OF THE BOARD at Bank of America in North Carolina:  704-386-5687

This has been my secret of my success in Short Sales for 3 years.  When you talk to this number, THINGS HAPPEN!

I believe that starting with Gail and then with anyone and everyone that has BOA PENDING ISSUES, BLOW UP THIS PHONELINE!

If every Realtor and customer of BOA hits this line simultaneously, maybe BOA will finally get a clue just how screwed up their system really is.

Original content by Gail Robinson RES.0772823

After three years of filling out loan modification paperwork and sending it in, I was informed via a phone call today from Bank of America that my loan modification was declined on 2/1/13 as I didn't submit all the documents.  Bank of America continues to state this as a reason for declining my loan modifications, but I give them everything they ask for and then have my HUD counselor review it for completeness.  Anyone who knows me knows how organized and detail-oriented I am.  I have a Ph.D. from Columbia University and that required an incredible attention to detail.  I know I submitted all the documents required as I carefully reviewed every request and my HUD counselor, Michael Haynes, of the Neighborhood Housing Services of New Haven reviewed them.

This seems to me to be a bogus excuse.  I think they just don't want to do a loan modification.  Although why BOA would want one more foreclosure in Bridgeport, Connecticut is beyond me.  They aren't going to sell the home for more money than I would pay for it.  I bought this home at the peak of the market in 2005 and paid $400,000.  It is now worth no more than $250,000.  I'm earning a good income now, my income tanked when my husband became ill with pancreatic cancer three years ago and our expenses have been high due to the cost of medications, travel, and treatment.  We also lost his income when he became ill.  We were both in real estate and the market downturn left us with less money at a time when we needed more.

As you know, my husband has Stage IV Pancreatic Cancer and he is getting hospice care in our home.  I haven't told him yet that our home is going into foreclosure.  BOA says to consider a Deed in Lieu of Foreclosure or a short sale and just leave, but my husband wants to spend his final days in his own home.  Is that too much to ask of a big heartless organization?   Probably.   But don't you wonder where all that Mortgage Settlement money went to?  Weren't the lenders supposed to be doing more loan modifications instead of allowing homes to go into foreclosure?  What the heck are they doing with that money anyways???

It makes no sense at all to me, but my hope is that if you would reblog this post that BOA will notice it on social media, reconsider their decision to foreclose, so that I don't have to tell my husband that our home is going into foreclosure.  He's been going through a tough time over the past few weeks and my fear is this will cause him enough stress to push him over the edge emotionally and physically.

I trust in the power of AR to get the word out and in your love and kindness to support me at this time as I try to be strong for my husband.  Thank you.

 

 

Fairfield County CT Real Estate 

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Topic:
Mortgage / Finance
Location:
Connecticut
Groups:
Realtors®
All Things Florida
Short Sales Specialists
Lets Do Business, Florida!
Bananatude
Tags:
deed in lieu
loan modification
bank of america short sales
bank of america foreclosures

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Ambassador
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John McCormack, CRS
Albuquerque Homes Realty - Albuquerque, NM
Honesty, Integrity, Results, Experienced. HIRE Me!

Came over from your comment on FB.  You can count on a call from me!

Feb 08, 2013 11:37 AM #1
Rainmaker
2,754,307
Kathleen Daniels
KD Realty - 408.972.1822 - San Jose, CA
San Jose Homes for Sale-Probate & Trust Specialist

Kevin, I saw your comment on FB as well.  I will make the call!!!!

AR rocks ... it is amazing how we all have each others' back!  Thank you for doing this.  You Rock!

 

Feb 08, 2013 12:32 PM #2
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Florida Tolbert Team Keller Williams Advantage
Keller Williams Advantage III Realty in Lake Nona - Orlando, FL
Keller Williams Land Division Specialist

John,

I hope you guys will SUGGEST me and then spread this throughout your networks also.

 

Feb 08, 2013 01:38 PM #3
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1,588,345
Florida Tolbert Team Keller Williams Advantage
Keller Williams Advantage III Realty in Lake Nona - Orlando, FL
Keller Williams Land Division Specialist

Kathleen,

Please SUGGEST this so that so many that deserve to have this information. 

Feb 08, 2013 01:39 PM #4
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