Mortgage Company in Wheat Ridge Colorado

Looking for a pre-approval to buy a home?  Want to find out if it makes sense to refinance?

Then you have come to the right place!  First Cal Mortgage is a Mortgage Company in Wheat Ridge Colorado specializing in honest, prudent financial advise, and a high level of customer service to get you the answers you need fast.  RJ Baxter has been working in the area for over 12 years.

Our exclusive Diamond Lane program is designed for home buyers who want to be on the fast track.  If you qualify for Diamond Lane, you will have your loan approval the same day as the file is submitted to underwriting or the next day if it's submitted in the afternoon!  This ensures an extremely fast turn-around time and a smooth closing. 

In fact, even if you aren't Diamond Lane, we will still underwrite your file in 48 hours.  First cal NEVER missing a closing date- take the stress out of financing side of buying a home and rest assured your funds will be there at closing.  You can concentrate on important things like organizing your move and planning the design of your new home.

As a Mortgage Company in Wheat Ridge Colorado, we have local operations, meaning your file isn't shipped off to another state where it could disappear under piles of other files for weeks.  We are a family, and we understand the importance of a stress-free home purchase for your family.

If you are looking to refinance, we can help you too.  We have the products you need in order to accomplish your goals.  The nice thing is, RJ Baxter will not try to pressure you into a loan option, he will tell you if a refinance doesn't make sense or if you don't qualify.  The most important thing in his opinion, is to give you the honest advice that you need so that you can make a smart decision.

Give RJ Baxter a call for a no obligation consultation.  A former teacher, he is patient and can help explain the loan process in terms that you can understand, not mortgage-speak.  RJ Baxter has been a loan originator for over 12 years, and a mortgage company in Wheat Ridge Colorado.