Here is a good article on how to dispute credit report mistakes. A mistake on your credit report (such as reporting a short sale as a foreclosure or reporting a late payment in error) can make the difference between being able to buy a house and not qualifying, or paying a higher rate on a car loan. An recent FTC study showes that 1 in 5 consumers have errors in their credit reports. Make sure you check your credit report with the 3 major reporting agencies - Equifax, Experion, and Transunion.
Steve Capen & Assoiates, PA
Keller Williams Realty