Facing foreclosure can be a very stressful experience for many. I have worked with many Orange County home owners to help them avoid foreclosure and it is important for them to realize that they have options and that they will eventually get through it. The challenging economy and downturn in the real estate market has impacted many. While the real estate market is recovering in many areas, a short sale may be a good option for you if your home is underwater and you are having trouble making your mortgage payments.

You Have Options:

When faced with foreclosure it is important to know your options and seek help as soon as possible. Receiving late notices or foreclosure notices from the bank can cause a great deal of anxiety. Many home owners simply retreat and avoid the situation until it's too late. Timing is very important and your available options diminish as time passes. A Refi or a loan modification may work in some cases but for many a short sale is the best solution. A foreclosure is almost always your worst possible outcome as it will destroy your credit for many years and could have impacts on your employment, your ability to rent, and more. Working with an experienced Orange County short sale agent is the key to understanding your options to avoid foreclosure.

Benefits of a Short Sale:

• Mortgage Debt is Eliminated and Forgiven (No Tax Consequences in Most Cases)

• Credit is Salvaged - More Favorable than a Foreclosure

• Should Not Impact Employment

• Eliminate All Liens/Judgments if Negotiated Properly

• Financial Freedom to Move on and Rebuild

• Short Sale Real Estate Services at No Cost to Sellers

Do You Qualify for a Short Sale?

• Do You Owe More Than Your Home is Worth?

• Do You Have a Hardship?

• Is Your Mortgage in Default?

If you are located in Southern California and have confidential questions or need help regarding your situation, please feel free to call me anytime at 949-500-0484. You can also email me at dave@ventanacoastalproperties.com. David Grbich is a Certified Distressed Property Expert (CDPE) and experienced short sale agent providing short sale services to distressed home owners at no cost to them. I look forward to helping you avoid foreclosure by helping you successfully complete a short sale.

Specializing in assisting Orange County homeowners in using short sales to avoid foreclosure in Aliso Viejo, Costa Mesa, Coto De Caza, Dana Point, Dove Canyon, Huntington Beach, Irvine, Ladera Ranch, Laguna Beach, Laguna Hills, Laguna Niguel, Lake Forest, Mission Viejo, Newport Beach, Orange, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Talega, Tustin, Villa Park, Yorba Linda, and surrounding areas.

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