Moving Cost Add Up: Looking At the Unexpected and Pricey Process

Real Estate Agent with Bozeman Montana Real Estate .net

When the decision is made to move, the costs that initially come to mind are the biggies. The costs and decisions transitioning families face are endless. Here are a few of the not-so-obvious monetary stresses that may come with moving:

  • Auto Insurance: "When you move from a more rural market, less population, to a highly densely populated urban environment, you can see swings (in your car insurance rates) probably anywhere from 15 (percent) to 50 percent," says Dan Young, senior vice president of insurance relations for Carstar. Especially if you are moving out of state, the minimum liability requirements vary state-to-state.
  • Health Insurance: Again, for interstate movers, not every health insurance is licensed in every state. Even if it is, an insurance providers can change the plan you are on, the network of healthcare professionals accessible to you, and even the rates you are charged. "There may be some types of (medical) procedures, for instance, that are covered in one state and that are not mandated to be covered in another state," says John Egan, managing editor of
  • Contract Cancellations: If you have paid memberships at a gym, day care, pool, ect, then leaving the program ahead of the contract date may come with a penalty charge. Look over such contracts for loopholes or contingencies for members who are moving and be able to show the documentation of your new buy-sell of home contract for proof.
  • Missing Security Deposits: Many people forget to re-collect their security deposits. Most landlords are required to return the deposit 14-60 days after a tenant moves out, but if there is not information as to where the money ought to go (forwarding address, direct deposit, ect) then the money may stay  where it is and fall through the cracks.



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Larry Atkins
State Wide Realty Co. - Farmville, VA

Good Morning Jenifer, 

You have some excellent examples of hidden moving costs, they really showcase your konwledge as a relocation expert. I hope this attract quite a few prospects to your services.

Feb 19, 2013 10:26 PM #1
Steven Cook
No Longer Processing Mortgages. - Tacoma, WA

Jenifer -- you have provided a great list of hidden moving costs, for those who may be moving to consider.  Their homeowners/renters insurance is also likely to change, even if for the same amount of coverage.

Feb 20, 2013 02:31 AM #2
Erby Crofutt
B4 U Close Home Inspections&Radon Testing ( - Lexington, KY
The Central Kentucky Home Inspector, Lexington KY

Left a couple of security deposits behind years ago when I didn't kinow any better.  Good reminder of what to check.  I wonder how many agents provide their customers a reminder checklist on this type of stuff.

Feb 20, 2013 11:05 AM #3
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Jenifer Lower

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