Turn on the Light if you want to see your way through...

First Time Buyers:  if you want to enjoy the excitement of your home buying process, get educated!  Find a Home Buyers Class or Seminar that will explain the process, connect with experienced Professionals that take the time to answer and to ASK questions.  A Good Realtor and a Good Lender not only answers questions, but they also know the right questions to ask, and they answer your questions BEFORE you even realize that you have them.   Look for great professionals, then stick with them... they will see you through the process.