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5 Common Auto accident claims

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Services for Real Estate Pros Insurance NPN # 13379201

 We have all been in a rush to get to our next appointment or had to return a phone call and were not paying attention to the road. Here are 5 most common accidents that happen on the road

Rear-end collision; Rear-end collision claims, caused most frequently by tailgating, as of late many rear end collisions are caused by the at fault driver texting or talking on phone instead of paying attention to the road. These can be avoided by maintaining a safe distance between you and the vehicle in front of you.

Single vehicle collision: Single vehicle collisions are caused most frequently by slick road conditions. The single most common citation for vehicles involved in single vehicle collisions is that the vehicle operator was “traveling too fast for conditions.” The best way to avoid having to make panic or emergency stops is to maintain a speed that is reasonable for the conditions under which you are driving, and always make sure you leave plenty of stopping room. Driving distractions is another leading cause of single vehicle collisions. In fact, a driver that is texting while driving is 23 times more likely to crash.

Collision with parked car: Collisions with parked cars often occur in parking lots or parking garages. To avoid this type of accident, drive slowly and cautiously being able to see what’s around you and avoid potential hazards simply prevents accidents. Even low impact collisions can end up being pretty costly.

Collision while backing up:  This is usually a result of the driver exiting a driveway or parking space without looking, or when two drivers are backing up simultaneously without looking, and can easily be avoided. To avoid this type of collision, double check that the coast is clear, utilize all your mirrors (rear-view and side; along with your rear-view camera if you’re lucky enough to own a vehicle equipped with this fantastic safety feature) and back out slowly. Distractions at this time can prove dangerous, so ask your passengers for silence while you’re backing up and getting out of your parking space.

 Driving Out of lane collision: These are most frequently a result of a vehicle changing lanes at the same time another vehicle is overtaking and passing one. To avoid these collisions, check all blind spots and make sure it is safe to change lanes. During wet weather and especially at night, recognize that lane markers can be obscured, and where you and the car next to you think your lanes are bounded may not be the same. Many of these accidents involve inexperienced drivers. In fact, 16-year-olds have higher crash rates than drivers of any other age.

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Comments(16)

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Andrew Mooers | 207.532.6573
MOOERS REALTY - Houlton, ME
Northern Maine Real Estate-Aroostook County Broker

Glad where I live there are only 11 people per square mile. Less cars, less accidents. Lower insurance. And car theives are lazy, looking for Porsche, high end rides to ambush and drive off into the sunset. Long ways up here and lots of gas needed and not many exotics when you are parked off the beaten path in Northern Maine. And keys left in the ignition, house doors unlocked all the time. 

Mar 01, 2013 08:43 PM
Richard Burge Realty/ Burge Homes
Richard Burge Realty/Burge Homes - Conway, SC
Broker in Charge/Owner

I do not know how many time I have been traveling down the interstate at 55-60 and the car ahead begins to slow down to the point where I have to pass.  As i go by i see they are now talking on the phone and did not realize that their speed had slowed. 

Mar 01, 2013 08:48 PM
Amy Stockman
Lakeridge Land Suveying & Mapping, LLC - Winter Garden, FL
Lakeridge Surveying

I hate to admit it but I have done 3 & 4. I pay close attention now and cringe when I see people talking on the phone while they are pulling into parking spots. very senseless

Mar 01, 2013 09:10 PM
Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

We have all seen all these situations. I have not been involved in any kind of accident for many years, but know if there was ever an accident, I am properly covered.

Great information, as usual.

Mar 01, 2013 09:14 PM
David Cole
David Cole CPA - Orlando, FL
David Cole CPA

with my office by Universal studios I see a lot of accidents. Lost tourists making wrong turns & rear ending others as they are not paying attention to the road. 

Mar 01, 2013 09:18 PM
Lisa Von Domek
Lisa Von Domek Team - Dallas, TX
....Experience Isn't Expensive.... It's Priceless!

Hello Frank,

I have to say that I don't believe anyone should be given a license to drive before they are 18...and yes, I even thought that when I was that age!

Mar 01, 2013 09:50 PM
Frank Laisch
Orlando, FL
"The Insurance Guy"

Andrew, yes, that does have advantages of living in a rural area

Richard, so very true. I see that every day. talking eating, putting on make-up, etc...

Amy, me too I seen someone the other day trying to pull a big SUV into a tight spot with multipule manuvers. I was amazed that she couldnt put the phone doen as she struggled....

Joe, Thank you. I am sure you think sometimes, "what is that driver thinking"

David, Whatching tourist dart across 3 lanes of traffic to make a turn must not be a pretty sight

Lisa, I am with you, I know some states are trying to push that through, 18 is a good age

Mar 01, 2013 10:34 PM
John Pusa
Glendale, CA

Frank - Thank you for sharing detailed information about five common auto accident claims.

Mar 02, 2013 12:04 AM
Kathy Streib
Cypress, TX
Retired Home Stager/Redesign

Frank- I think the rear view cameras have been a plus and also a minus in our area.  I see some of the drivers in our area using only the camera and not the mirrors. 

Mar 02, 2013 02:47 AM
Frank Laisch
Orlando, FL
"The Insurance Guy"

John, Thanks for stopping by

Kathy, yes back up cameras & blind spot sensors have really helped many out these days

Mar 02, 2013 05:09 AM
George Souto
George Souto NMLS #65149 - Middletown, CT
Your Connecticut Mortgage Expert

Frank I imagine those " Single Vehicle collision" cause by those mischievous trees that just jump out at you are a big problem :)

Mar 02, 2013 06:29 AM
Debbie Reynolds, C21 Platinum Properties
Platinum Properties- (931)771-9070 - Clarksville, TN
The Dedicated Clarksville TN Realtor-(931)320-6730

Frank, I just want you to know how much I enjoy reading your blogs. They are so informational and show you are on top of your game.

Mar 02, 2013 12:25 PM
Frank Laisch
Orlando, FL
"The Insurance Guy"

George, that is so true. Trees, fence post and parked cars seem to jump out of nowhere & cause accidents

Debbie, Thank you for the kind words. we try to educate our clients on insurance. as it is only there for when you need it & we want them to make sure they have what they need.

Mar 02, 2013 08:39 PM
Bob Miller
Keller Williams Cornerstone Realty - Ocala, FL
The Ocala Dream Team
Thanks Frank, just the list and description will makes us think more carefully while driving next time.
Mar 02, 2013 09:41 PM
Frank Laisch
Orlando, FL
"The Insurance Guy"

Bob, when I see these accidents happen or hear about them, This should remind us how careful we need to be

Doug, Oh, I remember those bag phones, It was like carrying a purse around. and the bills were ridiculous too. Thanks for sharing that information on accidents.  

Mar 03, 2013 07:22 PM
Sabrina Schirmer
National Insurance Solutions, LLC - Winter Haven, FL

people need to be more careful and put the phone down, The roads are dangerous enough to drive on

Mar 05, 2013 07:11 PM