VA Loan FAQ : FAQ 1 Am I Eligible for a VA Loan?

Mortgage and Lending with Van Dyk Mortgage NMLS:98535,Corp 3035

Am I Eligible for a VA Loan? Do I qualify for a VA Loan?

These are questions we are accustomed to hearing, as many with military experience are not certain if they qualify for a VA Loan.

In most cases most all active duty and honorably discharged veterans of the US Military are eligible for a VA Home Loan.

You May Be Eligible If Any One of the Following are True:

 • Served 181 days or more during peacetime (Active Duty)
 • Served 90 days or more during war time (Active Duty) 
 • Served 6 years or more in the Reserves or Army National Guard
 • You are the surviving spouse of a veteran who died during service or because of service-related injuries and you have not remarried


 If you can say "Yes" to any one of the above statements and you were not dishonorably discharged you are most likely eligible for a VA Loan. To ensure your eligibility and take the next step towards your VA Loan you need to Contact a VA Loan Specialist at

(866) 435-6553, Who can help you maximize your VA benefits and let you know what you qualify for.



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Specializing in Government Home Loans.  FHA, VA and  USDA Rural Development


Alabama: License # 52935

Birmingham, Montgomery, Mobile, Huntsville, Tuscaloosa, Hoover, Dothan, Decatur, Auburn, Gadseden, Florence, Bessemer, Madison, Prichard, Phenix City, Homewood, Vestavia Hills

Georgia: License # 36362

Albany, Atlanta, Augusta, Alpharetta, Athens, Canton,  Columbus, Dalton, Dunwoody, Johns Creek, Macon, Marietta, Roswell, Sandy Springs, Savannah, Smyrna, Valdosta, Warner Robbins

Kentucky: License # MC305583

Louisville, Lexington, Bowling Green, Owensboro, Covington, Hopkinsville, Richmond, Florence, Elizabethtown, Frankfort, Paducah, Independence, Danville

Louisiana: License # 35486

Alexandria, Baton Rouge, Bossier City, Central, Denham Springs, Hammond, Houma, Kenner, Lafayette, Lake Charles, Livingston,  Marrero, Metaire, Monroe, New Iberia, New Roads New Orleans, Prairieville, Shreveport, Slidell, Walker

Tennessee:  License # 108470

Bartlett, Bristol, Chattanooga, Clarksville, Cleveland, Collierville, Columbia, Cookeville, Crossville, Fairfield Glade, Franklin, Germantown, Goodlesttsville, Hendersonville, Jackson, Jamestown, Johnson City, Karns, Kingsport, Knoxville, Memphis, Morristown, Murfreesboro, Nashville, Oakridge, Smyrna, Spring City


Abilene, Amarillo, Arlington, Austin, Beaumont, Brownsville, Carrollton, Cypress, Dallas, Denton,  El Paso,  Ft. Worth, Frisco, Garland,  Grand Prairie, Houston, Irving, Killeen,  Lubbock, McAllen, McKinney, Mesquite, Midland, Pasadena, Plano, San Antonio, Tyler, Waco, Wichita Falls


We offer VA Loans,  FHA Loans, USDA Loans, and more across Alabama, Louisiana, Texas and Tennessee


Bill McDonald NMLS # 95835

VanDyk Mortgage NMLS # 3035


Bill McDonald-VanDyk Mortgage

705 Gate Ln Suite 202 104

Knoxville, TN 37909

(865) 686-8711

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Rob Lyszczarz
RE/MAX Properties Unlimited - Westfield, NJ

Please be sure to let any borrowers know that there are additional cost associated with secondary uses of their certificate and they they can only have one VA loan open at one time.

Mar 12, 2013 07:54 AM #1
Bill McDonald
Van Dyk Mortgage - Knoxville, TN
VA, USDA, FHA Government Loans - (865) 686-8711

Thank You Rob.  I will cover both of these items in future posts as  additional FAQ's.

However, I do want to state here that it is possible to have more than 1 VA loan open at a time. Although the amount of Guarantee used on the open VA loan will be deducted from the amount available for use on the subsequent loan.  Thus the borrower would would be limited to the amount of the purchase price of the subsequent loan, and still obtain 100% financing.

Mar 12, 2013 08:02 AM #2
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Bill McDonald

VA, USDA, FHA Government Loans - (865) 686-8711
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