FACT: The market for auto loans is fragmented, with no lender controlling more than 6 percent of the market in the third quarter of 2012, according to data compiled by Experian Plc.
Consumers turned down for financing at the dealership still have options. There are boutique lenders throughout the U.S. that specialize in helping people with prior repossessions, bankruptcies and other credit drama to still get approved for vehicle financing.
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