VA loans Offut
Are you currently serving our Military at Offut Air Force Base? Did you know that you could own your own home for less money per month than most apartment complexes charge rent? Everyone dreams of owning their own home; I know that moving into my first house was one of best feelings in the world. I no longer had to worry about the loud neighbors upstairs, or next door; I didn't have to worry about a constant rotation of new neighbors and having a backyard where my kids could play was too tempting not to at least check into. Many of our active duty military members don't think owning their own home is possible for a lot of reasons, but in many cases this isn't true! The VA loan program has saved active military members and our veterans thousands of dollars and allowed them to buy their own home, a dream come true for so many service members because it offers some amazing benefits when compared with FHA and Conventional loans.
The VA Loan program is offered to Army, Navy, Air Force, Marine Corps, and coast guard members who are currently active, non-active or retired. There are a few eligibility requirements that are not difficult to meet and can be found here. The reason this program is so great is because it is 100% financing, that means you don't have to make a down payment on your home and you still get the best available interest rates at the time! A conventional loan traditionally requires a 20% down payment, and an FHA home loan requires at least a 3.5% down payment, a VA home loan requires 0% down. That means you don't have to drain your savings account to buy a house, which means you could be in your own home and have money to buy furniture or redecorate!
The second best feature of the VA home loan program is that it doesn't requre PMI, which is a monthly mortgage insurance charge. So that means you'll have more money at the end of the month and living in a brand new home! Doesn't that sound great!
If you're interested in learning more about the VA Loan program and how you can get a VA Loan Offut service members, let us know by checking our website or giving us a call at (816) 268-4025 or if you're a hipster and want to tweet with us - do it!