Buy a Home in Murfreesboro, TN with Zero Down; Rural Development loan

Mortgage and Lending with Van Dyk Mortgage NMLS:98535,Corp 3035

The  Tennessee Rural Development Loan Program is designed to help home buyers outside of population areas, such as Murfreesboro, TN  buy a new home without having to struggle to come up with a down payment, which is the reason that many would be homebuyers are unable to buy.

While the homes in the city limits of Murfreesboro Tennessee are not eligible Rural Development Financing, as you can see from viewing this map, you do not have to go far outside of Murfreesboro, Tennessee to find an area that is eligible for the Rural Development loan program and the no down payment opportunity.  The areas that are shaded yellow are ineligible for Rural Development and the white area is all eligible.  

There are many homes in the eligible areas that are close enough to the city limits of Murfreesboro to allow you be part of the community, while at the same time allow you to benefit from the No Down Payment home loan offered by the Tennessee Rural Development program.

Besides the geographical limitations, the Tennessee Rural Development Home Loan program also has income limitations based on the size of the household of the family that will be living in the home.  For households of 1-4 persons the limit is $74,750 Per Year and for households of 5-8 persons the annual income limit is $98,650 Per Year

We can make adjustments to your actual to reduce annual income calculation for things like child care expenses, the number of school age children, and having a  family members with disability.  These adjustments can lower your income calculation and help you qualify for the program even if you make slightly more than the program allows.

You do not have to have perfect credit to get approved for this loan program.  Those with past credit issues can still be qualified to purchase their new home with the same no down payment program.

Give us a call today at (865) 686-8711, or visit our website and let us answer your questions and help you get Pre-Approved for the purchase of your new home.

Click Here to review all Eligible areas around Nashville

RD Map Murfreesboro

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Call Today to find out about best loan for your family.

Click the Link Below to Learn about our unique Pre Approval Process 




Specializing in Government Home Loans.  FHA, VA and  USDA Rural Development


Alabama: License # 52935

Birmingham, Montgomery, Mobile, Huntsville, Tuscaloosa, Hoover, Dothan, Decatur, Auburn, Gadseden, Florence, Bessemer, Madison, Prichard, Phenix City, Homewood, Vestavia Hills

Georgia: License # 36362

Albany, Atlanta, Augusta, Alpharetta, Athens, Canton,  Columbus, Dalton, Dunwoody, Johns Creek, Macon, Marietta, Roswell, Sandy Springs, Savannah, Smyrna, Valdosta, Warner Robbins

Kentucky: License # MC305583

Louisville, Lexington, Bowling Green, Owensboro, Covington, Hopkinsville, Richmond, Florence, Elizabethtown, Frankfort, Paducah, Independence, Danville

Louisiana: License # 35486

Alexandria, Baton Rouge, Bossier City, Central, Denham Springs, Hammond, Houma, Kenner, Lafayette, Lake Charles, Livingston,  Marrero, Metaire, Monroe, New Iberia, New Roads New Orleans, Prairieville, Shreveport, Slidell, Walker

Tennessee:  License # 108470

Bartlett, Bristol, Chattanooga, Clarksville, Cleveland, Collierville, Columbia, Cookeville, Crossville, Fairfield Glade, Franklin, Germantown, Goodlesttsville, Hendersonville, Jackson, Jamestown, Johnson City, Karns, Kingsport, Knoxville, Memphis, Morristown, Murfreesboro, Nashville, Oakridge, Smyrna, Spring City


Abilene, Amarillo, Arlington, Austin, Beaumont, Brownsville, Carrollton, Cypress, Dallas, Denton,  El Paso,  Ft. Worth, Frisco, Garland,  Grand Prairie, Houston, Irving, Killeen,  Lubbock, McAllen, McKinney, Mesquite, Midland, Pasadena, Plano, San Antonio, Tyler, Waco, Wichita Falls


We offer VA Loans,  FHA Loans, USDA Loans, and more across Alabama, Louisiana, Texas and Tennessee


Bill McDonald NMLS # 95835

VanDyk Mortgage NMLS # 3035


Bill McDonald-VanDyk Mortgage

705 Gate Ln Suite 202 104

Knoxville, TN 37909

(865) 686-8711

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Bill McDonald

VA, USDA, FHA Government Loans - (865) 686-8711
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