Special offer

Purchase a Home with ZERO Down Payment Required in Tampa, FL!

Mortgage and Lending with Bay to Bay Lending LLC


There are two types of loans available to homebuyers that do not require a down payment. Bay to Bay Lending in Tampa, Florida can help you get approved faster for a loan, and with no money down.


Veterans Administration (VA LOAN)

The Veterans Administration loan program enables veterans and active duty personnel to purchase a home with favorable loan terms.


·         15- or 30-year fixed-rate mortgage.

·         3- or 5-year adjustable-rate mortgage.

·         No down payment

·         Seller assistance may be possible.

·         Loan amount up to $729,750.

·         Low minimum credit score.



The Guaranteed Rural Housing mortgage loan program offers 30-year fixed-rate mortgage financing guaranteed by the U.S. government through USDA-Rural Development (RD).



·         No down payment required.

·         Closing costs may be financed on some transactions.

·         Flexible credit standards – perfect credit not required.

·         Reserves not required.

·         No limitations on seller contributions.

·         Property must be located in an eligible rural area — ask your loan professional for further information.

·         Income limits apply — ask your loan professional for further information.

Bay to Bay Lending is based in Tampa, Florida. The company has a team of mortgage brokers ready and willing to assist you with any of your loan needs. To reach Mortgage Loan Originator Marc Hutchison, contact him directly at (813) 489-5566 or reach out to him via email: marc@baytobaylending.com. With today’s interest rates at an all-time low, it is important to lock in today. Visit us on the web at www.baytobaylending.com and use our free mortgage loan calculators to see if it is a good time for you to refinance your home.