Fixed Mortgage Rates Avg. 3.41% (30-Yr), 2.64% (15-Yr) for Week Ending 4/18/2013, Murrieta CA.
Need a new FHA home loan, or want to refinance for a lower mortgage payment? Freddie Mac shows home loans this week averaged 3.41% for 30 year fixed rate mortgages, while 15 year fixed rate mortgages averaged 2.64%.
According to Freddie Mac, the 30-year fixed rate mortgage (FRM) averaged 3.41 percent with an average 0.7 point for the week ending April 18, 2013, down from last week when it averaged 3.43 percent. Last year at this time, the 30-year FRM averaged 3.90 percent.
The 15-year fixed rate mortgage this week averaged 2.64 percent with an average 0.7 point, down from last week when it averaged 2.65 percent. A year ago at this time, the 15-year FRM averaged 3.13 percent.
In the West (CA, AZ, NV, OR, WA, UT, ID, MT, HI, AK, GU), Freddie Mac noted that the 30-year fixed rate mortgage averaged 3.38 percent with an average 0.8 point, while the 15-year fixed rate mortgage this week averaged 2.60 percent with an average 0.8 point.
But what's the rate for consumers? According to Lisa Delzompo, Loan Officer with local Murrieta brokerage PRW Lending, Inc., "People do not realize that they cannot get the Freddie Mac rate, and that banks have to add 'servicing' to the Freddie Mac rate to quote to borrowers." Lisa explained, "If you add about 0.25% to the Freddie Mac or Fannie Mae rate, it will give you the street rate," which is the rate consumers pay. For loan questions, feel free to call Lisa at 951-704-4559, or email Lisa@DelzompoHomes.com.
Source: Freddie Mac, April 18, 2013, available from ""; Internet; Accessed April 19, 2013.
The information provided is deemed reliable, but is not guaranteed.
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