As a busy Sacramento REALTOR® who tries with all of the energy I can muster to answer every single phone call during the day, that means I don't always have the luxury of time to engage in lengthy conversations. I might have another call coming in. I prefer that people just get right to the point, especially real estate agents, and ask me the question they want to ask. When I answer that question, I would like them to accept the answer I have provided. Of course, I would like magical mushrooms in my yard to turn into gold coins, too.
Many agents want to discuss things into the ground. They want to explain their buyer's position, what their buyer hopes to accomplish, why we should take the buyer's offer, where the buyer went to school, who the buyer's friends are, where the buyer presently lives and works, what the buyer had for breakfast, and I have to say whoa. When the answer is no, the answer is no. There is nothing you can say to change the guidelines my seller has set forth. If the seller doesn't want FHA or VA terms, then the home is not listed with FHA nor VA terms. Nothing an agent can say or doesn't say will change those conditions.
Read more in my personal blog today about If Financing Options are Not FHA Nor VA.