Homes in Jackson County
Are you living in Lees Summit, Independence, Blue Springs or any other Jackson County city and looking for a house? We're here to help you find Homes in Jackson County! Before you begin your home search, one thing you'll need to do is get pre-approved for a home loan. You can do get pre-approved online by clicking here, or you can call us at (816) 268-4025. There are more than a few good reasons to get pre-approved before you find the house of your dreams. So let's go over just a few of the advantages of getting pre-approved first.
1. Credit Check.
One of the first things we'll do is get your information, this will include your employment history (and your spouse's too if they are going to be on the loan.) Then we'll do a quick credit check to make sure that you're all good in the credit department. If you don't have a good credit score often times we can tell you what to do to make it better! We have ways of helping you improve your credit. Just give us a call (816)268-4025.
2. If you do have credit issues, you'll know!
You'd be surprised how many people don't know what their credit is like; if you're one of these people there are no worries, getting your credit checked will let you know if you have issues and how you can fix them. If you don't have any issues you'll know you're all good! (PS - We only check your credit once, whereas a car dealership checks your credit multiple times to try and get you the best deal, and that's how a credit check can hurt your score, but we only do it once, so we won't damage your credit.)
3. It tells you what you can afford.
When you get pre-approved we check your debt-to-income ratio, it sounds complicated but it's really not - we just take a look at what your total income is and compare that to the amount of debt/bills you have. Obviously the lower amount of debt you have and the more money you have coming in means a better debt to income ratio, which means it'll be easier to find Homes in Jackson County.
As you're beginning your search for houses in Jackson county Missouri be sure to get pre-approved first, we can get you pre-approved online or by calling us at (816)268-4025. We're happy to help you get a home loan to get you into your dream home, because we're a local Jackson County lender with a trusted and good reputation in our community! Just Google us to see what people are saying about us!
Homes in Jackson County