Opt-Out Today

Opt-Out Today

Stop your personal information from being shared without your permission.

Put an end to unsolicited junk mail – It’s far too easy for identity thieves to steal your mail or your garbage and use a pre-screened credit card offer to obtain credit in your name. Opt-out and help to prevent this from happening to you.

Put an end to telemarketing – Even if you are on the “Do Not Call” list you may still find yourself to be a hot target once your mortgage credit report has been pulled. While you would think it would be illegal, the credit agencies routinely sell this information to what could be hundred of companies and each one of them may decide to start contacting you. The worst of this is that lenders that resort to purchasing these “trigger leads” don’t often have stellar practices and bait and switch tactics can occur.

Put an end to fraud – Once trigger leads are sold, there is no accountability. They are often re-sold many times over and passed along to who knows who. This can result in shady characters contacting you under the guise of being your lender and trying to extract more important personal information. NEVER provide SS#, Mother’s maiden name, etc., unless you can confirm who you are speaking with. Want to do more? Voice your concern over this practice to your Congressional representative at 202-224-3121

Assure your security and peace of mind – Fraud and identity theft are not things that you want to deal with at anytime, much less while already needing to focus on the mortgage process at hand. Opting Out is free and only takes a couple of minutes. That’s far less than the time you could spend shredding unwanted mail or dealing with unwanted calls.

Go to www.optoutprescreen.com to opt out today.

If you believe you may have already been targeted or defrauded contact the

Federal Trade Commission at 1-877-382-4357.

To Join the National Do Not Call Registry go to www.donotcall.gov or call 888-382-1222