There is an important calculation that you should do when deciding if you should continue renting or buy a house. That is called a Rent versus Buy calculation. Visit the Ginnie Mae website for some great online calculators at www.GinnieMae.gov/ypth including buy versus rent estimate, affordability calculator, and loan estimator calculator.
A blank form has been included in the Appendix of this book, http://tinyurl.com/cs4724e.
What is great about America? It is the American Dream, of course. It is the idea that we are in control of our own destiny, free from harsh government sanctions as in some other lands. It is the rights and the freedoms that so many other countries do not have. Sometimes we take our basic values for granted, including home ownership, which is a luxury not afforded to residents in some other countries.
Millions of people from all over the world flock to the United States because of the American Dream, and the basic tenet of that aspiration is home ownership. I strongly believe that every family should own their own home, and they can accomplish this dream if they have a guide to follow.
You may have some doubts about whether you can buy a home, or you may be uncertain about how the process works. You may be thinking, "The process is overwhelming. I don't even know where to begin. It's too complicated. Who's going to help me?"
I agree that home buying takes some time, energy, and effort. But the freedom of home ownership is so rewarding, your family will be thrilled and I promise it will be worth your effort. You can do it! All you need is a guide that you can follow, and a quality real estate professional to assist you.
That's why our book is outlined as a guide that you can easily understand. Just start with Step 1 and follow the 9 steps in this book. We will guide you each step of the way. We'll also show you how to hire a dedicated REALTOR® you can trust, so you will receive professional guidance and direction.
Let's get you the best home that your budget can afford. I know that you will follow these steps. So I dedicate this book to you! You have the courage to take action and make your dream of homeownership come true.