Rent versus Buy Calculation

Real Estate Broker/Owner with MBA Broker Consultants CalBRE Broker #00983670

There is an important calculation that you should do when deciding if you should continue renting or buy a house.  That is called a Rent versus Buy calculation.  Visit the Ginnie Mae website for some great online calculators at including buy versus rent estimate, affordability calculator, and loan estimator calculator.

A blank form has been included in the Appendix of this book,

What is great about America? It is the American Dream, of course. It is the idea that we are in control of our own destiny, free from harsh government sanctions as in some other lands.  It is the rights and the freedoms that so many other countries do not have. Sometimes we take our basic values for granted, including home ownership, which is a luxury not afforded to residents in some other countries.

Millions of people from all over the world flock to the United States because of the American Dream, and the basic tenet of that aspiration is home ownership.  I strongly believe that every family should own their own home, and they can accomplish this dream if they have a guide to follow.

You may have some doubts about whether you can buy a home, or you may be uncertain about how the process works.  You may be thinking, "The process is overwhelming.  I don't even know where to begin.  It's too complicated.  Who's going to help me?" 

I agree that home buying takes some time, energy, and effort.  But the freedom of home ownership is so rewarding, your family will be thrilled and I promise it will be worth your effort.  You can do it!  All you need is a guide that you can follow, and a quality real estate professional to assist you.

That's why our book is outlined as a guide that you can easily understand.  Just start with Step 1 and follow the 9 steps in this book. We will guide you each step of the way. We'll also show you how to hire a dedicated REALTOR® you can trust, so you will receive professional guidance and direction.

Let's get you the best home that your budget can afford.  I know that you will follow these steps.  So I dedicate this book to you!  You have the courage to take action and make your dream of homeownership come true.


Posted by

Regina P. Brown
Broker, Realtor®, M.B.A., e-Pro, GREEN
California DRE # 00983670


Text copyright © 2011-2018 R.P. Brown, All Rights Reserved

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Comments (8)

Tracy Oliva
West USA Realty - Arizona - Fountain Hills, AZ
The Oliva Team Arizona Agents

This is some very good Info,  keep up the good work and good luck with your business in 2013,  E

May 10, 2013 01:11 AM
Bob Miller
Keller Williams Cornerstone Realty - Ocala, FL
The Ocala Dream Team
Hi Regina, excellent point. Most markets now favor buying over renting right now.
May 10, 2013 01:20 AM
Randy Bocook
Keller Williams Coastal Area Partners - Richmond Hill, GA
Selling Coastal Georgia

Great info! Thanks for sharing.

Randy Bocook Team 

May 10, 2013 01:22 AM
Debbie Reynolds, C21 Platinum Properties
Platinum Properties- (931)771-9070 - Clarksville, TN
The Dedicated Clarksville TN Realtor-(931)320-6730

Regina, The benefits of homeownership are so rewarding as you say. I wouldn't want to do anything else unless I had to.

May 10, 2013 05:52 AM
Lise Howe
Keller Williams Capital Properties - Washington, DC
Assoc. Broker in DC, MD, VA and attorney in DC

This is such helpful information - I sent it to my client so they could see what they might be mising out on. Thanks

May 10, 2013 01:32 PM
Regina P. Brown
MBA Broker Consultants - Carlsbad, CA
M.B.A., Broker, Instructor

Thank you everyone for dropping by and leaving your comments.

May 12, 2013 10:55 AM
Melissa Zavala
Broadpoint Properties - Escondido, CA
Broker, Escondido Real Estate, San Diego County

The homebuying process is certainly a lot more difficult than it used to be 50 or 100 years ago.

May 12, 2013 11:15 AM
Regina P. Brown
MBA Broker Consultants - Carlsbad, CA
M.B.A., Broker, Instructor

Yes Melissa, that's very true!  And that's why we're here to help the home buyers.  Thanks for stopping by and sharing your thoughts.

May 12, 2013 12:45 PM