Credit Issues Stopping You From Buying a Home?

Real Estate Agent with HomeSmart

Do you or someone you know, want to buy a home but are stopped due to credit issues?  I am licensed loan officer in Arizona, and I am partnered up with an affordable credit repair company who is rated A+ with the Better Business Bureau.  They are helping my clients with their credit and putting them in a better position to be able to purchase a home.   

Call me for more information.

Pamela J. Mitchell


Comments (2)

Tony Lewis
Summit Real Estate Group - Valencia, CA
Summit Real Estate Group Valencia & Aliso Viejo

Pamela, any suggestions on hard money loans or update on when stated income loans will return?

May 11, 2013 01:37 PM
Pamela Mitchell
HomeSmart - Goodyear, AZ
Turning Dreams into Reality

Hi Tony,

I have heard through a couple different peers that the bank statement program (average income from deposits made to account for 2 years) might be coming back, but nothing firm on this.  

I am in Arizona, and I came across this gentleman through linkedin.  I have yet to use him but it's something I keep in case I need.  Here's the information for him:  I hope this helps.  

Looking for creative financing? Following are general terms for our most popular products. Call or message me if you would like to know more. 

No Borrower Qualifying Investor Loans: 
• Up to 80% of purchase price 
• No minimum or maximum loan amount 
• No minimum down payment 
• Low fees 
• 6 , 12 and 24 month term 
• Trustee sale funding 

Owner Occupied “Subprime” Loans: 
• Short sale, Foreclosure, BK or other credit event OK 
• Rates as low as 9.99% 
• Up to 80% LTV 
• 2 or 3 year interest only ARM 

Dan Johnson 

I also know another gentleman that has a company where the real estate agent finds the client a home, and he has an investor that will do seller financing.  Here's his info:

Jeff Gross


E-fax: 480-287-8484

If you have anyone with credit issues that want to buy a home, keep me in mind.  The credit repair is nationwide, and you can still put them into a home.  

Thank you, and have a great evening!


May 11, 2013 01:54 PM