VA FAQ #1 - What is a VA Loan?

Mortgage and Lending with VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender NMLS 220268 / 3035

VA FAQ #1 - What is a VA Loan?


A VA Loan is a home loan program that was created by Congress back in 1944 to help our returning Veterans from World War ll  be able to purchase a home after serving our country in the Militay with no downpayment required.  

USA Military Veterans and Active Duty Military Personnel can utilize the program to purchase a home with as little as zero down payment, and no monthly Mortgage Insurance (aka MIP or PMI).    These loans are backed by the Veterans Administration, however they are made by VA Approved Private Lenders such as VanDyk Mortgage.    

VA Loans are also available for Refinancing non-VA Loans into safe, secure and affordable VA Loans. 

This is part of our FAQ series for VA Loan Questions.    FAQ = Frequently Asked Questions, and when it comes to VA Loans, we get plenty of questions.   We have been making VA Loans since 1987 and are a Direct Lender.    Please give us a call to get help with your VA Loan and see if you qualify for a VA Home Mortgage - 866-900-2342 toll free direct,  or contact us online at .  


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Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
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