Can I replace a failed retaining wall with the FHA 203k loan program?

Yes, you can. Some of the questions we get from time to time puzzle me but yes. you can replace or repair a failed retaining will with this terrific program.

HUD/FHA are all about Safety, a failed retaining wall is a safety hazard so it can be and should be included in the repairs of the home. You need $5.000 in "necessary work" before you can use the full 203k program and health and safety items are the easiest and most obvious way to reach that plateau.

We see all kinds of retaining walls in our everyday work schedule. Here are a few examples of some of the retaining walls we have seen recently.

Any and all of them can be used in the process of an FHA 203k repair there is no restriction on the type of retaining wall. There are some rules about having them engineered if they are of a certain height however.

The walls to the left are considered engineer or in this case pre-engineered retaining walls. This wall was on a project in Santa Cruz County.

Stacked stone retaiining wall to the right was also found in Santa Cruz County.

We are installing a wall like the one to the left in Marin County and the piles will extend more than 12' under ground.

There are walls for every situation. Note how straight this wall is and this one is over 15 years old, no leaning or deflection since it was installed.