According to the FBI, Florida is amongst the top 10 mortgage fraud states in the United States. It is our duty to report it and put a stop to it. Mortgage Fraud is a felony and playing the ignorant role is no longer acceptable. We hear nightmares about Miami Real Estate, and some people don't report it because they don't know how.
What is Mortgage Fraud?
As per the FBI:
"Mortgage Fraud is defined as the intentional misstatement, misrepresentation, or omission by an applicant or other interested parties, relied on by a lender or underwriter to provide funding for, to purchase, or to insure a mortgage loan"
(please read the link to the FBI website because it is informative and educational)
How do you report Mortgage Fraud in Miami-Dade County?
The Office of the Mayor has formed a Mortgage Fraud Task Force whose mission is to reduce mortgage fraud and prevent victimization of individuals and businesses.
You can fill-out THIS FORM, and it will be routed to the Miami-Dade Police Department, Economic Crimes Division and either handled directly or forwarded to the proper law enforcement department on a case by case basis.