How to protect yourself in a homeowner claim.

By
Services for Real Estate Pros with The Larsen Protection Team

The burden of proof in a homeowner claim is always on the insured - the homeowner. Since that is the case, I am suggesting you take your smartphone and record what you have inside your home. This then becomes your proof at the time of a claim.

No claims adjuster could deny using this for proof. A picture or video is way better than any receipts you may (but probably don't) have. Keeping this proof on your laptop or a thumb drive would be a good idea.

So use your smartphone in a smart way - capture what you own inside your home!

 

Tom Larsen

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Tom Larsen,

Buffalo insurance expert

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Topic:
Real Estate Best Practices
Location:
New York Erie County
Tags:
homeowners
homeowners insurance
insurance
claims
home insurance
insurance claims

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Rainer
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Richard Burge Realty/ Burge Homes
Richard Burge Realty/Burge Homes - Conway, SC
Broker in Charge/Owner

Pictures are hard to deny but not always enough to prove that there was  loss. 

Jun 23, 2013 09:50 PM #1
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Rainmaker
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Tom Larsen

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