Do you allow fireworks at your rental properties?

Reblogger Wallace S. Gibson, CPM
Property Manager with Gibson Management Group, Ltd.

I SAY NO......there are too many options for property damage and health concerns...if a resident asks, I suggest they check with their renter's insurance carrier

Original content by Dulcey Schuster

Fireworks are synonymous with our celebration of Independence Day. But injuries, fires and home insurance claims are also a part of this tradition. If a fire is caused by illegal fireworks your family sets off, your home owners insurance policy may not cover it. However, if the fire is started by someone who is not a family member, a tenant for example, you are covered whether the firework was legal or not according to the National Association of Insurance Commissioners (NAIC).

Even if you have the right landlord insurance coverage, allowing your tenants to set off fireworks on your property entails explosive risks. Fireworks are designed to shoot hot sparks in every direction and can reach temperatures of 1,200 degrees Fahrenheit, according to the National Fire Protection Association (NFPA).

In 2011, 17,800 fires were started by fireworks nationwide, resulting in 40 injuries and $32 million in property damage, according to the National Fire Protection Association.

 

In that same year, doctors treated 9,600 fireworks-related injuries in hospital emergency rooms. Of those injured, 26% were under the age of 15 and 68% were men. Sparklers and novelties accounted for 34% of firework-related injuries, the association reported.

Five states ban all use of fireworks by consumers, according to the U.S. Consumer Product Safety Commission: Delaware, Massachusetts, New Jersey, New York and Rhode Island. The rest have varying restrictions on the types of fireworks that can be used.

Even if your state allows consumer fireworks it may be a good idea to check in with tenants and remind them to follow all of the directions on the fireworks' packaging.

     Supervise children and adolescents.
   

      Keep water and fire extinguishers nearby.

      Don't store fireworks in bulk (in case they explode before you want them to), and set them off                           one at a time.
     

      Buy fireworks only from a licensed store or stand -- not from the seller's home or car. Never use             homemade fireworks.
   

   Light fireworks in a clear area that's free of flammable materials like dried leaves or grass.

 

 
I hope all of you have a safe and enjoyable Fourth of July!

---

Dulcey is a member of Rentec Direct who provides Property Management Software, tenant ach payment processing, tenant screening, and criminal reports for property managers and landlords.

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Ambassador
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Bryan Robertson
Los Altos, CA

I would not allow fireworks at any rental property, period.  Here in CA, most areas have banned them so it's not much of an issue.

Jul 04, 2013 04:34 AM #1
Rainmaker
1,381,651
Wayne and Jean Marie Zuhl
Samsel & Associates - Clark, NJ
The Last Names You'll Ever Need in Real Estate

In NJ, all fireworks are illegal. There are still some who will travel across State lines and bring them back, but local police are very diligent about following up on neighbors' calls reporting fireworks. 

Having said that, if I were a property manager in a State where fireworks were legal, I still wouldn't allow them. People don't always make smart decisions, and the risk to life and property is too great.

Jul 04, 2013 10:50 PM #2
Rainmaker
1,780,453
Tom Arstingstall, General Contractor, Dry Rot, Water Damage Sacramento, El Dorado County - (916) 765-5366
Dry Rot and Water Damage www.tromlerconstruction.com Mobile - 916-765-5366 - Placerville, CA
General Contractor, Dry Rot and Water Damage

Because of the the dry conditions and risks of fire, El Dorado County does not allow the sale or use of fireworks privately. I think that is a good thing Wallace.

Jul 04, 2013 10:57 PM #3
Rainer
1,756,848
Conrad Allen
Re/Max Professional Associates - Webster, MA
Webster, Ma, Realtor

There is nothing in the lease for or against fireworks Wallace.

Jul 05, 2013 07:30 AM #4
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Jennifer Fivelsdal
JFIVE Home Realty LLC | 845-758-6842|162 Deer Run Rd Red Hook NY 12571 - Rhinebeck, NY
Mid Hudson Valley real estate connection

Wallace allowing firework at a rental property would not make good business sense, think of all the things that could go wrong.

Jul 30, 2013 03:22 AM #5
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