100% financing for Lucas TX Home Mortgage Loans and USDA Loans

Mortgage and Lending with CrossCountry Mortgage NMLS # 243437


Lucas, Texas USDA rural housing home loans, 100% financing for Lucas TX Home Mortgage Loans and USDA loans. USDA mortgage Loans in Lucas are an excellent choice to help with your home buying needs.

If you are looking to buy a home in Lucas, there is an amazing 0% down payment option for you to take advantage of. Find out more below: -Interest Rates are still competitive compared to both FHA and Conventional Loans. There is 100% financing available with small monthly mortgage insurance (consists of about .30% of loan amounts per year).

The biggest features of a USDA home loan include 100% financing with no down payment and interest rate loans that are fixed for 30 years. Compare your low MI (Mortgage Insurance) to other loan programs that aren't as low. There are many differences when qualifying for a USDA loan that you should be aware of.

These are:

Most of the State of Texas qualifies for USDA loans however, some geographical areas do not. Check at the following website to see if your home qualifies for the program, simply plug in your address:

http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp&NavKey=property%4011 If your property is in an eligible area, you can use a USDA loan to purchase the new home.

You must also qualify based on your income, but you can use a series of credits that are afforded for child care and dependents under 18 years of age.  An important part is to find a lender that provides "in-house" USDA home loan programs.


For more information on getting a USDA loan, please contact Joy Bates, at 817-860-3232, visit http://legacyfinancial.com, or email her: joybates@leader1.com. 

Posted by

The Legacy Group of CrossCountry Mortgage

Chad and Joy Bates NMLS #243437


1205 West Abram St. 

Arlington, TX 76013

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