Odessa MO USDA loans

Mortgage and Lending with Leader One Financial 164545

100% financing with Odessa Home Mortgage Loans and Odessa MO USDA loans.USDA mortgage Loans in Odessa


Odessa MO USDA Loans are an excellent choice to help with your home buying needs. There is an amazing 0% down payment option for you to take advantage of if you are buying a home in Odessa or the surrounding areas. Find out more below:


-Interest Rates are still competitive compared to both FHA and Conventional Loans. This program offers 100% financing available with minimal monthly mortgage insurance (consists of about .30% of loan amounts per year). The biggest features of a USDA home loan include 100% financing with no down payment and interest rates that are fixed for 30 years. Compare your low MI (Mortgage Insurance) to other loan programs that aren't as low.


There are many differences when qualifying for Odessa MO USDA loans that you should be aware of. These differences are: Some geographic areas don't qualify, but most of the areas outside Kansas City (like Odessa) do qualify for USDA loans. To determine if your area is eligible is by visiting this website and putting in your address: USDA Location eligibility page.


If your property is in an eligible area, you can use a USDA loan to purchase the new home. You must also qualify based on your income, but you can use a series of credits that are afforded for child care and dependents under 18 years of age. You also may use the USDA website to determine if you have eligible income: USDA income eligibility page.

An important part is to find a lender that provides "in-house" USDA home loan programs.


For more information on getting a USDA loan, please contact Darren Copeland, NMLS #164545 at 816-268-4025, KC Loan Tips or email:darrencopeland@kcloantips.com

Odessa MO USDA loans

Posted by

Darren Copeland | Home Loans | Lee's Summit MODarren Copeland, Vice President LeaderOne Financial

4967-B NE Goodview Circle, Lees Summit, MO 64064

(816) 268-4025

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