Your path to zero down home loan financing, learn what Canon City CO USDA Rate you qualify for today!
The USDA Rural Guaranty home loan program in Canon City CO and surrounding areas remains one of the best financing options available today. 100% home loan financing combined with low monthly mortgage insurance means a low mortgage payment on your new Colorado home purchase.
Check Canon City CO USDA Rates Here
Check out some of the highlights of the USDA Rural Housing program:
- Property must be located in a small town or rural area. Input your home's address at the USDA website, which will verify if you are in an eligible area: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp&NavKey=property%4011
- No down payment required - 100% financing is available.
- Your household income must fall under USDA limits for your county.
- Make-sense underwriting standards. Call to find out if your credit will qualify.
- Stable, fixed, 30 year terms and low rates you can rely on.
- Low mortgage insurance (.30% of loan amount per year as of July 2013).
To help you qualify, USDA offers a series of credits. You can qualify for the credits if you have to pay child care or have any dependents under 18 years of age.
The Home Buyer Tax Credit or Colorado MCC can also save you more money; on average, an additional $100+ off your mortgage interest, but you must work with a lender who is approved for this great program. Ask us if you qualify!
It makes all the difference to work with a lender who underwrites and funds USDA loans "in house." The USDA has many aspects that are different than other types of loans, so working with a lender who understands the program is critical to a hassle free, on-time closing.
To obtain more information about Canon City Colorado USDA Mortgage Loans or to find out your USDA Mortgage Rate for Canon City Colorado, please contact RJ Baxter at 303-670-0137.
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