Quote Find out today's USDA Rates in Milliken Colorado - Your path to 100% mortgage loan financing.
Learn about one of the best home financing options available today, the USDA Rural Guaranty home loan program in Milliken CO and surrounding areas. Combine 100% home loan financing with low monthly mortgage insurance, and you will be ensured a low payment on your new Colorado home purchase.
- Custom Quote Check out some of the highlights of the USDA Rural Housing program:
- Property must be located in a small town or rural area. Input your home's address at the USDA website, which will verify if you are in an eligible area: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp&NavKey=property%4011
- 100% financing is still available. No down payment!
- Must fall under household income limits.
- Make-sense underwriting standards. We can help you determine if your credit meets the standards
. - Stable, fixed, 30 year terms and low rates you can rely on.
- Monthly mortgage insurance is .30% of loan amount per year as of July 2013. USDA offers a series of credits that can help you qualify. If you have to pay child care or have any dependents under 18 years of age, you may qualify for the USDA credits.
If this is your first time buying a home, you may also qualify for the Home Buyer Tax Credit, which will save you, on average, an additional $100+ off your mortgage interest, but you must work with a lender who is approved for this great program.
It is also very important to work with a lender who provides "in house" USDA underwriting and funding. The USDA has many aspects that are different than other types of loans, so working with a lender who understands the program is critical to a hassle free, on-time closing.
For more information about Milliken CO USDA Loans or to obtain a custom, no obligation USDA Mortgage Rate quote for Milliken Colorado, please contact RJ Baxter at 303-670-0137.
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