Down Payment Assistance for Georgia Home Buyers

Reblogger Julie Chapman
Real Estate Broker/Owner with DR Horton BK3273954



Thank you for outlining the information on the Down Payment Assistance for Georgia Home Buyers through The Georgia Dream Program. I have put this program to use many times this year and can not say enough good things about the program.  If you are interested in buying a home in Brunswick or the surrounding area using the Georgia Dream Program, myself and the staff of Chapman Realty will go the "extra mile" to help you with all your home buying needs. 



Original content by Kathy Sheehan NMLS #206275 GA 25689


GA Dream,down payment assistance,

The GA Dream Homeownership Program is a down payment assistance program sponsored by The Deparment of Community Affairs.  It offers either $5000 or $7500 depending on the buyer's qualifications in the form of a silent second mortgage for first-time homebuyers.  This means that there will be a second mortgage however, it is at 0% interest with no repayment until the home is either sold or refinanced.

The funds from the GA Dream program can be used for a buyer's down payment or closing costs. 

The buyer must qualify based on income restrictions and must have at least $1000 of their own funds in the transaction.  

I recommend buyers expect to wait 45 to 60 days for a closing on these transactions due to the extra process of this program.




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Kathleen Sheehan

Sr. Mortgage Consultant

NMLS #206275
Georgia Residential Mortgage Licensee #25839

600 Galleria Parkway

Suite 170

Atlanta, GA  30038


770.634.4021 cell


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The opinions and general information in this blog are soley those of Kathy Sheehan.  Specifics regarding an individual case should be discussed in detail with a loan professional.  For a confidential consultation, please feel free to contact me via phone or email.  All terms and conditions are subject to change.



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Kathy Sheehan
Bay Equity, LLC 770-634-4021 - Atlanta, GA
Senior Loan Officer

Julie, thank you for the re-blog and the endorsement for the GA Dream program.  I have four buyers using this program right now!

Jul 23, 2013 10:04 AM #1
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Julie Chapman

New Homes Sales Ormond, New Smyrna, Daytona Be
New Homes Tampa Florida