VA Mortgage Loans in Commerce City CO and 100% Commerce City O VA Loans - the best loan program in Colorado!
VA Mortgage Loans are one of the best mortgage loan programs available today for active duty and honorably discharged Veterans. Here are some of the main features of this great program:
- Zero Down Payment, 100% financing.
- Monthly mortgage insurance is not tacked on to your payment.
- Compared to other types of mortgage loans, easier credit-qualifying requirements.
- Low fixed mortgage rates result in a low monthly payment.
How do you know if you qualify for a VA Mortgage Loan in Commerce City CO?
The first step is to verify your eligibility. You can verify eligibility by ordering your Certificate of Eligibility or COE. An approved Colorado VA loan lender can order your COE for you, or you can contact the VA to obtain a copy. You will need your DD214 if you are discharged. The next step is to obtain pre-approval with an experienced Colorado VA lender.
It is essential that you contact a lender who knows the VA Mortgage Loan program and all of the differences compared to other loan programs. You can find our pre-approval form here: http://ecoloradovaloan.com/colorado-va-loan-pre-approval/
The pre-approval involves a credit check and supporting documentation such as paystubs and bank statements. Even though no down payment is required for VA Mortgage loans, don't forget that there are VA closing costs involved in every transaction. Don't confuse no down payment loans with meaning nothing is due at closing!
Your VA lender should prepare you for how much is due at closing. There are ways to finance the closing costs if you don't have money available for this, and your lender can help you with these options. You can find out more about your VA Home Loan benefits by visiting the Denver Regional VA Office Website or in person:http://www.benefits.va.gov/denver/
It is very important that you work with a local lender who understands the unique aspects of VA Mortgage Loans. We have specialized in 100% VA Mortgage Loans and VA Mortgage Loans in Commerce City Colorado for over 12 years and would be honored to answer any questions you may have.
It doesn't cost a penny to call! Call RJ Baxter at 303-670-0137 or visit our va website at http://www.ecoloradovaloan.com.
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