USDA Home Loan Estes Park Colorado - USDA Loan Rates

Buying a Colorado Home? Interested in 100% financing?

Check out the USDA Loan program in Estes Park Colorado, a smart choice for your home financing.

The Estes Park Colorado USDA Loan program has the following highlights:

- 100% financing, meaning no down payment is required. It's possible to get into your home with nothing out of your pocket including closing costs!

- Mortgage rates are low on the USDA program which comparing to other types of financing- Estes Park CO USDA Rate Quote

- Monthly mortgage insurance is very low compared to other programs

- Just .4% of the loan amount per year as of July 2013.

- Save an even more, over $100/mo on average, by using the Colorado Home buyer tax credit.

We are one of only a few lenders who can offer the tax credit! Call for details 303-670-0137!

USDA Loan Eligibility Estes Park Colorado

So you may be wondering "Do I qualify?" Here are a few basic qualifying standards and will help you determine your USDA Loan Eligibility in Estes Park:

- 640 Min Credit Score

- Primary residence properties only.

- You must check to see if the home is in a USDA eligible area. You can check if your area is eligible by visiting the USDA website. Here is the site: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp

If your property is in an eligible area, you can likely use a USDA loan to purchase your new home!

- Income limits apply.

A series of credits can be used for child care and dependents under 18 years old, when calculating the family qualifying income. Call us at 303-670-0137 to see if you fall under the limits.

When looking for a lender it's very important to find a lender who provides "in-house" USDA home loan programs. USDA mortgage can be complicated, so in-house underwriting and funding is critical when making sure you meet your contract deadlines. LeaderOne is an in-house USDA lender.

For more information on Estes Park Colorado USDA Loans, please contact RJ Baxter, NMLS #395819 at 303-670-0137, http://www.cohomesandloans.com, or teambaxter@leader1.com.

*** Agricultural properties do not qualify for Estes Park Colorado USDA Loans. This is an owner-occupied rural housing program.