Get a custom USDA Rate Quote in Nederland Colorado - USDA is your path to 100% mortgage loan financing. One of the best mortgage loan financing options available today, the USDA Rural Guaranty loan program in Nederland CO and surrounding areas offers low rates and payments for home buyers. Combine 100% home loan financing with low monthly mortgage insurance, and you will be ensured a low payment on your new Colorado home purchase.
Check Nederland CO USDA Rates Here
Here are the highlights of the USDA Rural Housing home loan program:
- Property must be located in a small town or rural area. Check the eligibility of your home by visiting the USDA eligibility website, just input your home address: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp&NavKey=property%4011
- 100% financing is still available. No down payment!
- Your household income must fall under USDA limits for your county.
- Make-sense underwriting standards. Call to find out if your credit will qualify. - Low USDA Mortgage Rates on a stable 30 year fixed term.
- Low monthly mortgage insurance (.40% of loan amount each year as of July 2013). USDA offers a series of credits that can help you qualify. If you have to pay child care or have any dependents under 18 years of age, you may qualify for the USDA credits.
If this is your first time buying a home, you may also qualify for the Home Buyer Tax Credit, which will save you, on average, an additional $100+ off your mortgage interest, but you must work with a lender who is approved for this great program. Working with a lender who provides "in house" USDA underwriting and funding is very important. The USDA has many aspects that are different than other types of loans, so working with a lender who understands the program is critical to a hassle free, on-time closing.
To obtain more information about Nederland Colorado USDA Mortgage Loans or to find out your USDA Mortgage Rate for Nederland Colorado,please contact RJ Baxter at 303-670-0137.
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