Here's a stupid question to all homeowners out there.

Did you hear about the house that was destroyed by a fire this week in Woodbridge?

Thank goodness the parents & kids got out safely, and the OC firefighters rescued their black lab and gave it oxygen. 

The fire dept estimated damage to the house at $750,000, and the loss of contents was estimated at $150,000.

Apparently a multi-plug electrical adapter malfunctioned and this caused the  fire.

Now I'm no expert in fires, but I guess this could happen to anyone.

Here's a stupid question to all homeowners out there: Do you have insurance to cover your house & belongings?


What about you renters?

Your landlord will have, (or should have), already taken out a policy to cover the house, but it's unlikely that your personal property will be covered in this policy.

Insurance is pretty inexpensive, especially if you're in a condo development.

I urge you not to wait for a fire to destroy all your possessions, before you think about this.