Cortez Colorado USDA rural housing home loans

Mortgage and Lending with Fairway Independent Mortgage Corporation NMLS #395819, FIMC #2289

100% financing for Cortez Home Mortgage Loans!

USDA mortgage Loans in Cortez CO are an excellent choice to help with your home buying needs. If you are looking to buy a home in Cortez, there is an amazing 0% down payment option for you to take advantage of. Read more about this program below:

-Interest Rates are very competitive compared to both Conventional and FHA Loans. This program offers 100% financing available with minimal monthly mortgage insurance (consists of about .30% of loan amounts per year). The biggest features of a USDA home loan include 100% financing with no down payment and interest rates that are

fixed for 30 years. Compare the low MI (Mortgage Insurance) to other loan programs that aren't nearly as low and you will see the difference. There are many differences when qualifying for a USDA loan.

The differences are: Most of the State of Colorado qualifies for USDA loans however, some geographical areas do not. Check at the following website to see if your home qualifies for the program, simply plug in your address:

If your property is in an eligible area, you can use a USDA loan to purchase the new home. You can use a series of credits that are afforded for child care and dependents under 18 years of age as you calculate the family's "qualifying income."

An important part is to find a lender that provides "in-house" USDA home loan programs. Another program that fits well with the USDA rural housing program is the Colorado Home Buyer Tax Credit which will save you an additional (on average) over $100 per month off your mortgage interest.

For more information on getting a USDA loan, please contact RJ Baxter, NMLS #395819 at 303-670-0137,

Posted by

RJ Baxter- Branch Manager, Educator, Speaker, Mountain Biker, Broncos Fan, Snowboard Shredder, Father of Two Crazy Kids

Top 1% of loan originators nationwide

5280 Five Star Professional 2014-2017

 Check out our online Reviews!

Our online application is easy and available 24 hours a day!  Apply Now

303-670-0137 (direct)

165 S. Union Blvd, Suite 400

Lakewood, CO 80228

NMLS #395819, FIMC NMLS #2289

Equal Housing Lender

Team Baxter First Cal MortgageFind us on Facebook!


This entry hasn't been re-blogged:

Re-Blogged By Re-Blogged At
ActiveRain Community
Colorado Montezuma County Cortez
Realtors Needing the services of the Lending Powers
Colorado Real Estate
Colorado Realty Bloggers
Addicted to Active Rain
colorado usda rural housing home loans

Post a Comment
Spam prevention
Spam prevention
Post a Comment
Spam prevention

What's the reason you're reporting this blog entry?

Are you sure you want to report this blog entry as spam?


RJ Baxter

Ask me a question!
Spam prevention