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A Mortgage Loans in Cortez CO and 100% VA Loans - the best loan program in the country!
VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel. Here are some of the main features of this great program:
- Up to 100% financing, with no down required.
- No monthly mortgage insurance added to your payment.
- More lenient credit qualifying standards than other types of mortgage loans.
- Low rates compared to other loan programs.
How do you know if you qualify for a VA Mortgage Loan in Cortez CO?
First of all, you must verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. An approved Colorado VA loan lender can order your COE for you, or you can contact the VA to obtain a copy.
Honorably discharged Vets will need their DD214. The next step is to obtain pre-approval with an experienced Colorado VA lender. It is critical that you contact a lender who knows the VA Mortgage Loan program and all of the important differences compared to other loan programs. Here is a link to our fast and easy pre-approval form: http://ecoloradovaloan.com/colorado-va-loan-pre-approval/
The pre-approval will involve a credit check and basic supporting documentation like paystubs and bank statements. Even though no down payment is required for VA Mortgage loans, don't forget that there are VA closing costs involved in every transaction.
You should be prepared for all of this by your lender, but nonetheless, don't confuse no down payment with meaning nothing is due at closing!
There are ways to finance the closing costs if you don't have money available for closing. Your lender can help you with these options.
Visit the Denver Regional VA Office Website to learn more about your VA Loan benefits: http://www.benefits.va.gov/denver/
It is essential that you work with a local VA lender who understands all of the different aspects of VA Mortgage Loans. We have specialized in 100% VA Mortgage Loans and VA Mortgage Loans in Cortez Colorado for over 12 years and would be honored to answer any questions you may have. It doesn't cost a penny to call!
Call RJ Baxter at 303-670-0137, or visit our va website at http://www.ecoloradovaloan.com.

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