Every Household Should Have a Budget - Getting Started

Kathy - getting started is typically the most difficult step of establishing a budget.  The findings can be quite surprising.     

Kathy~ Making a budget does not need to be an overwhelming task. This is a great way to get started!

Good morning Kathy,

What a great list you have created to help those get started in what can appear to be a daunting task of getting started formulating that much needed budget!

I applaud you on this post ... LOUDLY, Kathy!  Great idea.  You paint potential clients (and others) a clear picture of some of the first steps they need to take to good financial health and preparation for successful mortgage financing.  Good for you!!  Suggested!

Gene

Kathy,

The sooner you start to save the better. Unfortunately, most household don't consider a budget until it's too late. That's why the retirement savings gap is in the trillions. If you don't account for all you spend, how can you ever hope to save effectively? Thank you for this post!

This will be a great series of blog posts for people Kathy! So needed by everyone and usually never done. 

Kathy, I have suggested this post along with Post 2 and I am re-blogging both for my readers. Excellent posts!

Kathy, great post. I wish they would teach personal finance in high school.  The world would be a much more responsible place!

Great Post, Great information for all!  Great for a re-blog!

Dawn

Kathy, came over here from Sharon's re-blog. I agree with Lisa that personal finance should be taught in high school. In fact, begin in elementary and teach it again in middle school. It's never too early to learn.

Kathy, I think a money management class should be required for high school graduation.  Great list you have there, and hopefully many will tune in next time for your next budgeting blog!! :)

Great post thank you, it's hard to think of the things one needs to budget, and this is a great general overview!!