USDA Loans Sachse TX - 100% USDA Home Loans

By
Mortgage and Lending NMLS # 243437

 

Buying a Home in Texas? 100% financing sound good? 

 

 Check out the USDA Loan program in Sachse Texas, a smart choice for your home financing. 

 

 The Sachse Texas USDA Loan program has the following highlights: 

 

 - 100% financing, meaning no down payment is required. The loan can even be structured so that you have no out of pocket expense, no closing costs due at closing! 

 

 - Mortgage rates are low on the USDA program which comparing to other types of financing- Sachse TX USDA Rate Quote 

 

 - Low monthly mortgage insurance, just .4% of the loan amount per year as of July 2013. 

 

 

 

 USDA Home Loan Eligibility in Sachse TX

 

 So how do you qualify for a USDA home loan?  Here are a few points to consider which will help you to determine your Sachse TX USDA Loan Eligibility: 

 

 - credit score must be at 640 or above 

 

 - Must live in the home as your primary residence. 

 

 - The property must be located in an eligible area. Visit the USDA website to check your home.  http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp If you are in an eligible area, the home qualifies to use a USDA loan to purchase your new home! 

 

 - Income limits apply. When calculating the qualifying household income, there are credits that can be applied for child care and dependents under 18 years old,  – To see if you fall under the limits, just give us a call 817-860-3232. 

 

 Finding a lender that provides “in-house” USDA home loan programs is a critical step in ensuring a smooth and on-time loan process and closing. USDA mortgage can be complicated, so in-house underwriting and funding is critical when making sure you meet your contract deadlines. LeaderOne is an in-house USDA lender. 

 

 For more information on getting a USDA loan in Sachse, please contact Joy Bates, NMLS #243437 at 817-860-3232, http://legacyfinancial.com, or joybates@leader1.com. 

 

 *** note that Sachse Texas USDA Loans are not designed for agricultural properties. Owner-occupied rural housing only. 

Posted by

The Legacy Group of CrossCountry Mortgage

Chad and Joy Bates NMLS #243437

817-860-3232

Email Us 

Google+

1205 West Abram St. 

Arlington, TX 76013

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