I just started volunteering for Kankakee County Habitat for Humanity. It's a wonderful project and puts the help where we need it most - right here in our own hometown. Many (yes, I was under this misconception also) are under the impression that houses are just given away. Habitat houses are built for those in need and then sells them to homeowner partners through a no-profit loan. Because the houses are built mainly by volunteers, mortgage payments can be kept reasonably low for those unable to obtain conventional financing. Habitat builds houses with people in need, without regard to race.
The criteria that drives the family-selection process, Applicants must;
* Meet income requirements of $1,350 to $3,765 per month,
* Meet housing-need requirements,
* Have been a county resident for a year,
* Be willing to do 500 hours of "sweat equity" work in getting the house built,
* Be able to pay a $500 cash down payment and a $500 per month mortgage payment that includes principal, property taxes and insurance,
* Agree to complete a credit check and background check, and
* Be willing to go through credit counseling.
If you meet all the criteria above, come and fill out an application from 1 p.m. to 3 p.m. on Saturday, January 16th at 517 N. Indiana in Kankakee (look for the Habitat sign).
For more information contact the Habitat office at (815) 802-0225.