As an active qualifying Service Member, Veteran or qualifying Surviving Spouse, a VA Home Loan can be an excellent option. You have earned this benefit, and it is one of the last loans available that requires sometimes as little as zero down on a qualifying home.
Buying a home with your VA Guarantee does not need to be a difficult process. But it can be if you work with a Realtor who is not familiar with the VA buying process. Your Certificate of Eligibility verifies the amount and status of your VA Guarantee, and will letyour lender know if you qualify for a VA Home Loan.
One of the most important steps in the VA Home Loan approval process is obtaining your Certificate of Eligibility. You may already have your original Certificate, which can be verified online with your Lender. You may have lost it, and it can usually be requested online by your Lender. But if you would like to obtain a copy yourself, you may also contact the VA directly to determine eligibility.
The VA Guaranteed Home Loan allows a Lender who is approved to close VA Home Loans to offer a qualified applicant a VA Home Loan with favorable terms that is partially guaranteed by the VA. This assures the lender less risk when loaning up to 100% of a sales price. If you don't have your Certificate of Eligibility, or have used it before and wonder if you still quality, you don't need to order it to begin the process and find out if you qualify. Click here for more information on how to get started.
If you are Veteran, qualifying Service Member or Surviving Spouse, we appreciate your service and sacrifice. You don't need to navigate the process by yourself. As a Veteran myself, it is a pleasure to see my fellow Service Members and their families realize the dream of home ownership every day.
Victor Runkle
Real Estate Managing Broker
Cell: (360) 904-2164
Email: victor@cascadehomesales.com
10 year Combat Veteran United States Army Serving Home Buyers & Sellers in Southwest Washington since 1997
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