Saved from Foreclosure- My Best Real Estate Sale on the Emerald Coast

Real Estate Broker/Owner with Rulnick Realty, Inc.

A few weeks ago I wrote a blog about an imminent foreclosure for one of my sellers in Mary Esther FL - "The 11th Hour".  We had little time and a foreclosure sale date set at the Okaloosa County courthouse steps for 11:00 a.m. the next business day, when I finally got an offer on the property.  I wrote how I frantically and repeatedly tried to call and fax Litton Loan Services to stop the sale and consider the short sale offer.  How no one would call me back or let me know if the sale had been stopped.  I eventually heard back from the bank the next day.  They postponed the sale to look at the offer.  The short sale was approved two weeks later.

The seller had lost two-thirds of his income, his wife had had a liver transplant, and the home I was selling had been destroyed and then rebuilt by my seller after Hurricane Ivan ruined much of the Emerald Coast.  He had bought the home two months before the hurricane hit.  The cost to rebuild had added an extra $200,000 to his mortgage.  He could no longer make payments, and all his hope in the world and himself were lost. He was seriously depressed and told me "I am not the man I was".

I cannot begin to tell you the relief in my seller's voice and the gratitude in his heart when I told him the short sale was approved, that he would not have a foreclosure.  He said he would repay me in any way he could.  I told him that I was repaid enough in that it was the most fulfilling sale I ever had.

It's Wendy!

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR     Rulnick Realty, Inc.

Search Destin Florida real estate

Short Sale Pre Foreclosure Help.

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204


Wendy Rulnick, Realtor and Broker/Owner, has been selling real estate for almost 20 years.  She has won numerous awards, including the coveted ADDY for advertising design. An expert marketer of real estate listings, she negotiates successfully to her dients' advantage. She is supported by a team of top buyer specialists. Wendy specializes in real estate sales, short sales, traditional sales on Emerald Coast of Florida: Destin Florida real estate, Santa Rosa Beach, Fort Walton Beach, MaryEsther,Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Dune Allen, Blue Mountain Beach, Freeport, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.  

All Rights Reserved. *Saved from Foreclosure- My Best Real Estate Sale on the Emerald Coast* Contact Wendy Rulnick regarding Destin Florida real estate and vicinity. Copyright © 2008 by Wendy Rulnick.

This site, Wendy Rulnick or Rulnick Realty, Inc. is not providing legal or tax advice.  The information provided is for educational and informational purposes only.  It is recommended that sellers considering a short sale should consult an independent legal and tax advisor for more information. 

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"It's Wendy... It's Sold!"

Wendy Rulnick, Broker/Owner Rulnick Realty, Inc.

Call Wendy Rulnick 1-850-259-0422

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Wendy Rulnick helps real estate buyers and sellers on the Emerald Coast of Florida.

Rulnick Realty


Comments (13)

Jim & Maria Hart
Brand Name Real Estate - Charleston, SC
Charleston, SC Real Estate
What a happy ending for your seller!!  The weight that you have helped to lift off of his shoulders is probably larger than you'll ever know.  Awesome job!
Feb 16, 2008 04:58 AM
Eric Webster
Five Star Real Estate - Grand Rapids, MI
Grand Rapids, MI, Five Star Realty
Great story.  It's hard work that we do, but helping people pull themselves out of the fire is very gratifying.
Feb 16, 2008 07:02 AM
Wendy Rulnick
Rulnick Realty, Inc. - Destin, FL
"It's Wendy... It's Sold!"

Jim and Maria, Thank you!  I don't know if I'll ever match this one, but I hope I do!

Eric,  Thank you!  I got chills of happiness when I got his reaction.  It does make it all worth it.

Feb 16, 2008 09:22 AM
Mark Horan
Resident Team Realty, LLC & Toni's Property Management LLC - Saint Cloud, FL
"The Resident Chef" - Resident Team Realty LLC &
Wendy- Great Story! This is the real reason we are Realtors! Featured in Sharing Information of Short Sales
Feb 17, 2008 05:06 AM
Wendy Rulnick
Rulnick Realty, Inc. - Destin, FL
"It's Wendy... It's Sold!"
Mark, Thank you!  I agree wholeheartedly.   Wendy
Feb 17, 2008 08:29 AM
Virginia Hepp - Mesquite NV REALTOR
Desert Gold Realty - Mesquite NV Homes For Sale - Mesquite, NV
Mesquite NV Homes and Neighborhoods - Search MLS
Good job!  And wonderful that your hard work was appreciated and you made a huge difference in his life.
Feb 18, 2008 02:10 PM
Wendy Rulnick
Rulnick Realty, Inc. - Destin, FL
"It's Wendy... It's Sold!"
Virginia, Thank you so much.  It felt great!  Wendy
Feb 18, 2008 02:11 PM
Lynn Pineda
eXp Realty - Boca Raton, FL
Real Estate Promises delivered in SE Florida
Wendy, exactly why some of us choose to handle short sales. Wonderfully, moving story. Congratulations on saving this homeowner - you really did save him. If I ever have anyone in your neck of the woods who needs a Realtor, I know who I'll be calling!
Mar 07, 2008 02:48 AM
Wendy Rulnick
Rulnick Realty, Inc. - Destin, FL
"It's Wendy... It's Sold!"
Lynn, Thank you for appreciating!  I still get goosebumps about it.  Wendy
Mar 07, 2008 07:56 AM
Katerina Gasset
Get It Done For Me Virtual Services - Wellington, FL
Get It Done For Me Virtual Services
Wendy- Great story and I am so happy for your sellers. IT sure feels good when we save their homes from foreclosure. We do a lot of short sale listings and right now they are selling and have multiple offers. We have some great success stories. I did not realize there are so many great short sale groups on the rain. I have been rushing around following you and Lynn to join the groups you are in tonight, or should I say morning?
Mar 30, 2008 06:00 PM
Wendy Rulnick
Rulnick Realty, Inc. - Destin, FL
"It's Wendy... It's Sold!"

Katerina,  Thank you.  It was the best!  Wendy

Mar 31, 2008 05:59 AM
Janet Hegseth
Keller Williams - Bonney Lake, WA

It's nice to hear the good stuff.  In our industry, the news is all about the bad.  Your story is inspirational.  Hope you continue to have good luck!!!

Oct 19, 2008 09:37 AM
Wendy Rulnick
Rulnick Realty, Inc. - Destin, FL
"It's Wendy... It's Sold!"

Thank you, Janet!  Good luck to you, too.

Oct 19, 2008 10:14 AM