FHA Financing Down to a 580 Score

Mortgage and Lending with Bay to Bay Lending

If you need help with an FHA loan then you have arrived at the right article.  I am a licensed mortgage loan originator specializing in FHA loans and I am the President of the Mortgage Banker Association of Tampa Bay.  You are my priority for all you mortgage needs with Home Purchases and Refinances in Florida. I have helped thousands of homeowners realize their dreams of home ownership and the majority of my clients come from repeat and referral business.

Below are some highlights of FHA Financing - both Purchase and Refinancing- available through Bay to Bay Lending
*580 to 639 Mid Score on FHA with 31/43% debt to income ratios
*640+ Mid Score on FHA with 41/57% debt to income ratios 
*Up to 6% Seller Paid Closing Costs on an FHA Purchase
*I Can Close Your Loan in 28 Days or Less
*Cash Out Refinance Up to 85% LTV on FHA 
*Rate & Term Refinances up to 97.75% LTV on FHA
*FHA Streamline Refinance up to 97.75% LTV with No Appraisal Required with only 55 BPS of Mortgage Insurance if you purchased your FHA Mortgage  prior to January 2009

Please click on my personal 
website for more information http://www.tampafloridamortgagebroker.com/ or contact me @ 813-480-6077 for more information or to assist you in getting started on your home purchase or refinance. 

Remember, "it doesn't cost a penny to talk". Give me a call right now, and I will answer all of your questions. 

I'll also answer the most popular questions for you. Whether you are a Prospective Client or a Realtor, I hope this site my article can give you some highlights of FHA loans. 


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