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Every Household Should Have a Budget - Personal Responsibility

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Mortgage and Lending with Bay Equity, LLC 770-634-4021 NMLS #206275 GA 25689

 

Every Household Should Have a Budget  and needs to tak Personal Responsibility.  This series of blogs has addressed each area of personal finance.  Bottom line here is the deal, we all make decisions and choices.  Many times those decisions or choices will have consequences.  Some of the consequences will be more severe than others.  It is YOUR responsiblity to adress the issues that arise.  Don't pretend it will go away.  This rarely happens.  You will find it a much better result if you tackle each one in a timely fashion.


Every Household Should Have a Budget - Getting Started

Every Household Should Have a Budget - Step 2

Every Household Should Have a Budget - Savings

Every Household Should Have a Budget - Checking Account

Every Household Should Have a Budget - Life Insurance 

 

Every Household Should Have a Budget - Auto Insurance Policies

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Kathy Sheehan Senior Loan Officer

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770.634.4021

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Bay Equity LLC

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11475 Great Oaks Way, Suite 350, Alpharetta, GA 30002

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The opinions and general information in this blog are soley those of Kathy Sheehan.  Specifics regarding an individual case should be discussed in detail with a loan professional.  For a confidential consultation, please feel free to contact me via phone or email.  All terms and conditions are subject to change.

 

Comments (8)

Jean Hanley
Coldwell Banker Kivett Teeters - Hemet, CA
Specializing in Folks Who Want To Buy/Sell Homes

Kathy, it always amazes me, when I sit down with clients wanting to purchase real estate, that many do not budget for anything.  They just scoot by.  At my house, we live by our budget.

Nov 11, 2013 11:16 AM
Pamela Seley
West Coast Realty Division - Murrieta, CA
Residential Real Estate Agent serving SW RivCo CA

Kathy, very timely and helpful reminder we all need to budget and take care of the most important matters first because they won't go away!

Nov 11, 2013 11:17 AM
Debbie Reynolds, C21 Platinum Properties
Platinum Properties- (931)771-9070 - Clarksville, TN
The Dedicated Clarksville TN Realtor-(931)320-6730

We preach this to our kids and have even sent them to the Dave Ramsey program. It works, Kathy.

Nov 11, 2013 11:44 AM
Barbara Todaro
RE/MAX Executive Realty - Happily Retired - Franklin, MA
Previously Affiliated with The Todaro Team

Good morning, Kathy.... I think very few families live on a budget...most are week to week.... if and when an emergency surfaces, they scramble....

Nov 11, 2013 06:59 PM
Roger D. Mucci
Shaken...with a Twist 216.633.2092 - Euclid, OH
Lets shake things up at your home today!

Budget?  Not a word that is in my vocabulary Kathy.....I've tried so many times, just doesn't work for me.

Nov 11, 2013 07:58 PM
Suzanne Otto
Six Twenty Designs - Lansdale, PA
Your Montgomery County PA home stager

It's just so hard to budget when we live in a society of skewed needs.

Nov 12, 2013 03:17 AM
Kathy Sheehan
Bay Equity, LLC 770-634-4021 - Atlanta, GA
Senior Loan Officer

Jean, it is a small percentage that have or use a budget in my experience.

Pamela, it is important

Debbie, it does work!

 

Nov 12, 2013 10:17 AM
Kathy Sheehan
Bay Equity, LLC 770-634-4021 - Atlanta, GA
Senior Loan Officer

Barbara, it is those that live pay check to pay check that should have a budget!

Roger, I am sorry to hear that!

Suzanne, it is the difference between wants and needs.

Nov 12, 2013 10:18 AM