Michigan: My Home

Mortgage and Lending with Flagstar Bank

It's been quite awhile since I've posted, yet in the scheme of life, it was just a short time ago.  So much has happened in my life it's crazy.  The truth is, over the last 60 days, I've been through about 20 years of stuff.  I'm just grateful to be here, alive and well, and doing better than ever.

Since it's been a couple months, I'm going to skip my promised article, and probably skip most of the economics all together.  I have a passion for economics (hey, what can I say?), but I'm no Walter Williams.  I can't explain it all in his simple, common sense manner.  What I can do though is talk about stuff I like, and that's exactly what I'm gonna do here.

Now I don't know about you, but I'm tired of hearing all the negativity about Michigan.  It's a bunch of bunk and it permeates the collective consciousness until all hope seems lost.  I'd love a bunch of responses to this post, even those who disagree, but come up with something better than the "autos are laying people off/offering early retirements".  Why?  Because I'm 39 years old and I've heard that argument as long as I've been alive.  I think 39 years of false predictions of hopelessness should be enough for anybody to realize that fallacy.

Markets go up.  Markets go down. 

As sure as the sun will rise in the morning, and set again at night, the markets will rise and fall.

Think about Michigan for just a little while.  We have the Great Lakes!  The largest sources of fresh water on the planet!  Period.  Amazing natural wonders unique only to us.  We love the outdoors in Michigan.  Who doesn't love "going up north"?  Who else has that?  We have some of the most amazing beaches, forests, lakes, rivers ... trails ... we have the largest groomed trail system in the United States with more than 6000 miles of trails!  It's a blast for atv and orv's, but it's the ultimate in snowmobiling.  I have snowmobiled from as far east as Upstate New York to as far west as the Rocky Mountains.  As crazy as it may sound, the UP blows away the Rocky Mountains.

Has anyone been to Royal Oak lately?  The place is booming!  The Fifth Royal Oak will absolutely blow you away!  I couldn't believe it myself, so go take a look for yourself.  Realtors!  Go check the place out!  You may think I'm exaggerating, and that's okay.  When you experience the place, you'll know I'm being conservative.  And I mean this is the type of place that someone like Jennifer Aniston would own in NY City.  There is simply nothing like it anywhere in Michigan.

I've read about some new office developments coming to town.  These will help drive traffic to the local stores.  I like to eat and be entertained, so I'm thrilled about Ronin, the new restaurant next to the Royal Oak Music Theatre.  The food and atmosphere are simply incredible!  The theatre is under stellar management and is bringing in more and more top-notch acts with better consistency, and you can see its popularity growing again.  And anyone who's seen a good show at the theatre knows about Tania's awesome pizza right next door.

Drive around the neighborhoods of Royal Oak.  More and more people are putting some investment into their homes and property.  That's a good sign!  People like it and are happy!   People aren't "walking away" around here.  Now as you're driving the neighborhoods, notice all the "for sale" signs, start looking, and get yourself a deal!  Home prices are incredibly good right now.  You're practically "getting away with something" at today's prices, particularly in Royal Oak.

Oh ... that's right, you're gonna wait to catch the bottom.  Just like you caught the top too ... right?

I'm like Indiana Jones searching for that crystal ball, yet I've never found it.  Why?  Because there is no crystal ball.  You have to make the right choice for you, at the time that is right for you.  What the media says about "the market" doesn't dictate your life.

All I know is that if you're a first-time home buyer, or you've been leasing for the last two or three years ...  prices for housing are low, and mortgage rates are low too.  That's a one-two punch!  Now is the time to take advantage of the situation and do something good for yourself.  You deserve it!  Go find yourself a home!

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