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Florida Insurance

By
Real Estate Agent with Homestars Realty

Florida Insurance Crisis

I'll admit ahead of time that I am biased on this issue as my husband owns an Allstate agency...That being said my concern is two fold.

First, why does it seem that the Governor and/or State officials seem to have a personal vendetta against Allstate. Allstate is not the only company that filed for a rate increase. All the others large companies did and were declined. I have to wonder if there is some kind of personal agenda behind it.

Second, What happens when Allstate decides to no longer write any insurance in our state. Some may look at that is a good thing. But my concern is if Allstate pulls out after over 60 years of being here, what are the other big companies going to do? If we start to lose companies in the state, we have less competition. If we have less competition, we have, by nature, higher rates. Doesn't that defeat the purpose! I thought we were trying to get insurance premiums under control in our state.

Okay, I'll get down off my soap box now! I'm open to hearing discussion and opposition on this issue. I know people have strong feelings about it!

Bob Adams
Homestars Realty - Plant City, FL
Nicole...The insurance crisis here in Florida is very complex, however, has a very simple solution.  The insurance markets are much like any other free captial market...basic economics (supply and demand).  If we can remove the government from the equation and stop the price fixing the government does in the name of the consumer.  The state insurance market will correct itself, and simple economics will kick in.  Make the market attractive to outside companies with less regulation from the government and the market will correct itself. 
Feb 20, 2008 08:03 AM
Nicole Adams
Homestars Realty - Plant City, FL
Thanks for the info! I appreciate it.
Feb 21, 2008 07:34 AM